623 Central St SE, Olympia, WA 98501 Property Records

Thurston County property record for 623 Central St SE, Olympia, WA 98501

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,500 sqft · built 1929
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Owner Names on Record
Last Sale	$188,000 (Jul 2004)
Tax Bill	$10 (2026)
Deeds & Mortgages	Feb 2019 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6320-00-00800`

Property Details

APN / Parcel Number

Primary APN	`6320-00-00800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Finished Area
1st Floor Area	1,500 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1982
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Basement
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	60 sqft
Deck Area	431 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 CENTRAL ST SE
City	OLYMPIA
State	WA
Zip	98501-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOTTMAN & HENRY L 7 & 8 S 1/2 7F VAC ST ON E - PER CITY OF OLY ORD 1760
Legal Range	02W
Legal Township	18N
Legal Section	13
Legal Quarter	SW
Legal Subdivision	MOTTMAN AND HENRY SUBDIVISION TO AYERS A
Legal Lot Number	7 8
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	3
Census Block	3039
Census Tract	10300

Owner

Source: Thurston County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	623 CENTRAL ST SE, OLYMPIA, WA 98501-1711
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit RIVERMARK COMMUNITY CU
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIVERMARK COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2004 · Amount on Record
Deed Sale	Jul 27, 2004 · Amount on Record
Prior Sale	Nov 3, 2003 · Amount on Record
Deed Document Number	3661011
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	623 CENTRAL ST SE, OLYMPIA, WA 98501-1711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE LACEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004669153
Date	Feb 8, 2019
Instrument	4669153

Lender

Name	RIVERMARK COMMUNITY CU
Type	Credit Union
Address	BEAVERTON, OR 97076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	623 CENTRAL ST SE, OLYMPIA, WA 98501-1711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004763512
Date	Jul 1, 2020
Instrument	4763512

Lender

Name	RIVERMARK COMMUNITY CU
Type	Credit Union
Address	BEAVERTON, OR 97008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Olympia City
Unified School District	Olympia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00
2025		$704,800 Land $187,200 Building $517,600	$704,800 Land $187,200 Building $517,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLYMPIA serves 126,966 people · EPA ID WA5363450
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, T-Mobile, Verizon.

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