623 Cape Trl, Talking Rock, GA 30175 Property Records

Pickens County property record for 623 Cape Trl, Talking Rock, GA 30175

Property Summary

Property Type	Rural Home
Details	4 ba · 1,995 sqft · built 2004
Lot Size	2.46 acres (107,158 sqft)
Owner	Individual Name on File
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Aug 2026 Transfer Mar 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`033-148`

Property Details

APN / Parcel Number

Primary APN	`033-148`
Alternative APN	`6672`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,995 sqft Heated Area
Gross Area	1,456 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Unfinished Basement	1,500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	107,158 sqft (2.46 acres)
Terrain	Rolling
Garage Type	Mixed

Exterior Amenities

Porch	Slab
Porch Area	500 sqft
Deck Area	24 sqft
Patio Area	480 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6672
Street Address	623 CAPE TRL
City	TALKING ROCK
State	GA
Zip	30175-7005
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	DIST24,12 LL271, 2.46AC HOUSE
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1023
Census Tract	50400

Owner

623 Cape Trl, a rural home, is owned and occupied by an individual who acquired it in August 2026.

Source: Pickens County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF PICKENS COUNTY
Aug 21, 2019	Quit Claim Deed, Mortgage TOWNE MTG
May 9, 2019	Trustee's Deed, Construction Loan · Line of Credit COMMUNITY BK/PICKENS
Mar 21, 2019	Deed of Trust, Mortgage UNITED CMNTY BK
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK
Feb 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 1, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026
Deed Sale	Aug 27, 2026
Prior Sale	Mar 10, 2017 · Amount on File
Deed Book / Page	1487 / 813
Prior Transfer Date	Aug 18, 2026
Prior Transfer Doc	1487000813
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Aug 27, 2026
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Document Number	1487000813
Book / Page	1487 / 813
Instrument Date	Aug 18, 2026
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011100418
Date	Mar 13, 2017
Book Page	1110/418
Instrument	001226

Lender

Name	COMMUNITY BANK OF PICKENS COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2018

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Aug 21, 2019
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Document Number	0011890693
Book / Page	001189 / 000693
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	625 CAPE TRL TALKING ROCK GA 301757005, TALKING ROCK, GA 30175-7005

Mortgage

Document Number	11890694
Date	Aug 21, 2019
Book Page	001189/000694

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2039

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PICKENS GA
Recording Date	May 9, 2019
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Document Number	0011790311
Book / Page	001179 / 000311
Instrument Date	May 7, 2019
Transaction Type	Construction Loan
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CAPE TRL TALKING ROCK GA 301753505, TALKING ROCK, GA 30175-3505

Mortgage

Document Number	11790311
Date	May 9, 2019
Book Page	001179/000311

Lender

Name	COMMUNITY BK/PICKENS
Type	Bank
Address	GA 30143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 8, 2020

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Document Number	0011750194
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10535 HIGHWAY 53 W TALKING ROCK GA 301753463, TALKING ROCK, GA 30175-3463

Mortgage

Document Number	0011750194
Date	Mar 22, 2019
Book Page	001175/000194

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	JASPER, GA 30143

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 21, 2029

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Document Number	0011800095
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10535 HIGHWAY 53 W TALKING ROCK GA 301753463, TALKING ROCK, GA 30175-3463

Mortgage

Document Number	0011800095
Date	May 17, 2019
Book Page	001180/000095

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	JASPER, GA 30143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 16, 2029

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Feb 26, 2019
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Document Number	0011730433
Book / Page	001173 / 000433
Instrument Date	Feb 20, 2019
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$8.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2315 HIGHWAY 136 CONNECTOR TALKING ROCK GA 301753354, TALKING ROCK, GA 30175-3354

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Dec 1, 2017
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Document Number	0011340122
Book / Page	001134 / 000122
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$139.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	May 1, 2017
Property Address	623 CAPE TRL, TALKING ROCK, GA 30175-7005
Document Number	0011150027
Book / Page	001115 / 000027
Instrument Date	Apr 27, 2017
Instrument	2197
Transaction Type	Transfer
Record Updated	Jun 30, 2017

Transaction

Amount	Amount on Record
Tax	$3.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 623 Cape Trl was $3,640.

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,080 (+3.03%) Land $33,859 Building $173,221	$517,700 (+3.03%) Land $84,647 Building $433,053
2025	$3,640.00	$200,994 Land $27,773 Building $173,221	$502,486 Land $69,433 Building $433,053
2023	$1,967.00	$96,742 Land $12,266 Building $84,476	$241,854 Land $30,664 Building $211,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 623 Cape Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Cape Trl is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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