623 Canal St, Placerville, CA 95667 Property Records

El Dorado County property record for 623 Canal St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 966 sqft · built 1895
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$362,500 (Aug 2020)
Tax Bill	$4,155 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-141-014-000`

Property Details

APN / Parcel Number

Primary APN	`001-141-014-000`
Alternative APNs	`00114114100` `0011411410`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1955
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Terrain	Combination
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	966 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 CANAL ST
City	PLACERVILLE
State	CA
Zip	95667-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	POR L 2 BLK 47 PLACERVILLE
Legal Subdivision	PLACERVILLE
Legal Block	47
Legal Lot Number	2
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1000
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	623 CANAL ST, PLACERVILLE, CA 95667-4460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 16, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage FINANCE OF AMERICA COMMERCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	May 16, 2017 · Amount on Record
Deed Document Number	202042301
Prior Transfer Date	Feb 12, 2014
Prior Transfer Doc	0000025390
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 17, 2020
Property Address	623 CANAL ST, PLACERVILLE, CA 95667-4460
Document Number	0000042301
Instrument Date	Aug 14, 2020
Instrument	2020-0042301
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 CANAL ST, PLACERVILLE, CA 95667-4460

Mortgage

Document Number	0000042302
Date	Aug 17, 2020
Instrument	2020-0042302

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 16, 2017
Property Address	623 CANAL ST, PLACERVILLE, CA 95667-4460
Document Number	0000019724
Instrument Date	May 10, 2017
Instrument	2017-0019724
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE FAIR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	623 CANAL ST, PLACERVILLE, CA 95667-4460

Mortgage

Document Number	0000019725
Date	May 16, 2017
Instrument	2017-0019725

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,227 (+2%) Land $99,366 Building $300,861
2025	$4,155.00 (+3.36%)	$392,380 (+4.04%) Land $97,418 Building $294,962
2023	$4,020.00 (+1.44%)	$377,145 Land $93,636 Building $283,509
2022	$3,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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