623 Bypass Rd, Winchester, TN 37398 Property Records

Franklin County property record for 623 Bypass Rd, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,392 sqft · built 1981
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Aug 2021)
Tax Bill	$1,449 (2022)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026066 03508`

Property Details

APN / Parcel Number

Primary APN	`026066 03508`
Alternative APN	`066 03508`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Mixed
Garage Area	1,646 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	623 BYPASS RD
City	WINCHESTER
State	TN
Zip	37398-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R04
Legal Subdivision	GLEN W MOORE
Jurisdiction	FRANKLIN TN
Township / Civil Division	2
Census Block Group	1
Census Block	1026
Census Tract	960500

Owner

623 Bypass Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Franklin County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 BYPASS RD, WINCHESTER, TN 37398-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Warranty Deed, Transfer · VA Mortgage FIRST CHOICE LENDING SERVICES LLC
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit ASCEND FCU
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU
Apr 10, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Apr 10, 2019 · Amount on File
Deed Document Number	20216892
Deed Book / Page	457 / 287
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0021006892
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 4, 2021
Property Address	623 BYPASS RD, WINCHESTER, TN 37398-2304
Document Number	0021006892
Book / Page	D0457 / 287
Instrument Date	Aug 2, 2021
Instrument	21006892
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BYPASS RD, WINCHESTER, TN 37398-2304

Mortgage

Document Number	0021006893
Date	Aug 4, 2021
Instrument	21006893

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	623 BYPASS RD, WINCHESTER, TN 37398-2304
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000680
Date	Jan 25, 2021
Book Page	T1368/31
Instrument	21000680

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	623 BYPASS RD, WINCHESTER, TN 37398-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000679
Date	Jan 25, 2021
Book Page	T1368/14
Instrument	21000679

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 10, 2019
Property Address	623 BYPASS RD, WINCHESTER, TN 37398-2304
Document Number	0019002029
Book / Page	D0435 / 421
Instrument Date	Apr 9, 2019
Instrument	19002029
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SOVEREIGN T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BYPASS RD, WINCHESTER, TN 37398-2304

Mortgage

Document Number	0019002030
Date	Apr 10, 2019
Instrument	19002030

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,575 Land $4,650 Building $52,925
2023		$57,450 Land $4,650 Building $52,800
2022	$1,449.00		$230,300 Land $18,600 Building $211,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 623 Bypass Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Bypass Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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