623 Bridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 623 Bridge St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 849 sqft · built 1971
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Dec 2015)
Tax Bill	$4,906 (2025)
Deeds & Mortgages	Jan 2021 Reverse Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`017-352-34`

Property Details

APN / Parcel Number

Primary APN	`017-352-34`
Alternative APN	`017-352-34-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	849 sqft Living Area
Gross Area	1,064 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,095 sqft (0.094 acres)
Garage Type	Attached
Garage Area	215 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 BRIDGE ST
City	WATSONVILLE
State	CA
Zip	95076-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT 525 BAY VILLAGE
Legal Lot Number	134
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2015
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	623 BRIDGE ST, WATSONVILLE, CA 95076-3655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 29, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	201551854
Last Transfer Date	Dec 22, 2017
Transfer Doc	0000044496
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	623 BRIDGE ST, WATSONVILLE, CA 95076-3655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BRIDGE ST, WATSONVILLE, CA 95076-3655

Mortgage

Document Number	0000000802
Date	Jan 7, 2021
Instrument	2021-0000802

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	947 Months
Due	Dec 17, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.61%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	623 BRIDGE ST, WATSONVILLE, CA 95076-3655
Document Number	0000000803
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BRIDGE ST WATSONVILLE CA 950763655, WATSONVILLE, CA 95076-3655

Mortgage

Document Number	0000000803
Date	Jan 7, 2021
Instrument	803

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jan 6, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.61%

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 29, 2017
Property Address	623 BRIDGE ST, WATSONVILLE, CA 95076-3655
Document Number	0000044496
Map Reference	MB 50 PG 55
Instrument Date	Dec 22, 2017
Instrument	2017-0044496
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FNC TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BRIDGE ST, WATSONVILLE, CA 95076-3655

Mortgage

Document Number	0000044497
Date	Dec 29, 2017
Instrument	2017-0044497

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.79%
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,595 (+2%) Land $241,495 Building $122,100
2025	$4,906.00 (+11.63%)	$356,466 (+4.04%) Land $236,760 Building $119,706
2024	$4,395.00 (+1.57%)
2023	$4,327.00 (+1.91%)	$342,623 Land $227,566 Building $115,057	$421,380
2022	$4,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures