623 Boyd St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 623 Boyd St, Oshkosh, WI 54901 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,858 sqft · built 1910
Lot Size	0.138 acres (6,030 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Nov 2023)
Tax Bill	$3,305 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05850000`

Property Details

APN / Parcel Number

Primary APN	`04-05850000`
Alternative APN	`904-05850000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Stone
Lot Area	6,030 sqft (0.138 acres)
Lot Dimensions	134 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	324 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	904-05850000
Street Address	623 BOYD ST
City	OSHKOSH
State	WI
Zip	54901-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 10 FT OF LOT 5 & N 35 FT OF LOT 4 BLK 61 FORDS ADDN
Legal Subdivision	FORDS ADD
Legal Block	61
Legal Lot Number	5,4
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2001
Census Tract	200

Owner

Source: Winnebago County records · APN 04-05850000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	623 BOYD ST, OSHKOSH, WI 54901-4634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 27, 2023	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Nov 13, 2012 · Amount on Record
Deed Document Number	20231914257
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	623 BOYD ST, OSHKOSH, WI 54901-4634
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BOYD ST, OSHKOSH, WI 54901-4634

Mortgage

Document Number	0001949502
Date	Jul 31, 2025
Instrument	1949502

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Nov 27, 2023
Property Address	623 BOYD ST, OSHKOSH, WI 54901-4634
Document Number	0001914257
Instrument Date	Nov 20, 2023
Instrument	1914257
Transaction Type	Transfer
Record Updated	May 07, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BOYD ST, OSHKOSH, WI 54901-4634
Investor	Possibly a Property Investor

Mortgage

Document Number	0001914258
Date	Nov 27, 2023
Instrument	1914258

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,900 (+58.74%) Land $18,700 Building $170,200
2024	$3,305.00 (+3.57%)
2023	$3,191.00 (-0.09%) Homeowner's exemption	$119,000 (-) Land $11,000 Building $108,000	$171,957 Land $15,895 Building $156,062
2022	$3,194.00 Homeowner's exemption	$119,000 Land $11,000 Building $108,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (55139C), updated March 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 534 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Bertram Communications	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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