623 Boyd Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 623 Boyd Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,502 sqft · built 2023
Lot Size0.111 acres (4,867 sqft)
OwnerIndividual Name on Record
Last Sale$1,265,600 (May 2023)
Tax Bill$9,041 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Dec 2020 Sale
Flood ZoneZone AE (high risk)
APN00468473-013600

Property Details

APN / Parcel Number

Primary APN00468473-013600
Alternative APNs
  • 14613900468473013600
  • 1575062

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,502 sqft Living Area
1st Floor Area540 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialOther
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,867 sqft (0.111 acres)

Exterior Amenities

PorchOpen Porch
Porch Area1,143 sqft
Deck Area60 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1575062
Old Parcel Number14613900468473013600
Street Address623 BOYD DR
CityKEY LARGO
StateFL
Zip33037-2744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 7 LT 26 CROSS KEY WATERWAY ESTATES SECTION THREE KEY LARGO PB6-61 OR478-199 OR586-797/98 OR721-644/55 OR723-697/08
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionCROSS KEY WATERWAYS EST SEC 3
Legal Block7
Legal Lot Number26
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3000
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10367 SW 70TH ST, MIAMI, FL 33173-1351
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 31, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2023 · Amount on Record
Deed SaleMay 5, 2023 · Amount on Record
Prior SaleDec 31, 2020 · Amount on Record
Deed Document Number2416861
Deed Book / Page3224 / 264
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 5, 2023
Property Address623 BOYD DR, KEY LARGO, FL 33037-2744
Document Number0032240264
Book / Page3224 / 264
Map ReferenceMB 6 PG 61
Instrument DateApr 26, 2023
Instrument2416861
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 26, 2023
Title CompanyTITLES UNLIMITED INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,859.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19991 SW 180TH ST, MIAMI, FL 33187-1522

Transferred To (Grantee/Buyer)

NameVerified Name
Address10367 SW 70TH ST, MIAMI, FL 33173-1351

Mortgage

Document Number0032240266
DateMay 5, 2023
Book Page3224/266
Instrument2416862
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 31, 2020
Property Address623 BOYD DR, KEY LARGO, FL 33037-2744
Document Number0030661924
Book / Page003066 / 001924
Instrument DateDec 15, 2020
Instrument2297648
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19991 SW 180TH ST MIAMI FL 331871522, MIAMI, FL 33187-1522

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,095,331 (+229.01%) Land $429,853 Building $665,478$1,095,331 (+229.01%) Land $429,853 Building $665,478
2024$9,041.00 (+210.05%)
2023$2,916.00 (+33.88%)$332,915 (+14.39%) Land $322,390 Building $10,525$332,915 (+14.39%) Land $322,390 Building $10,525
2022$2,178.00$291,034 Land $280,339 Building $10,695$291,034 Land $280,339 Building $10,695

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 281 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies299 units insured
incl. 18 condo units
Nearby Flood Claims163 (1992–2024)
Claims Outside the SFHA3 of 163
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 29 claims
  • Hurricane Wilma, Oct 2005 · 96 claims
  • Hurricane Georges, Sep 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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