623 Bear Lake Dr, Longs, SC 29568 Property Records

Horry County property record for 623 Bear Lake Dr, Longs, SC 29568

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,422 sqft · built 2000
Lot Size	0.469 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$203,500 (Dec 2017)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-09-03-0021`

Property Details

APN / Parcel Number

Primary APN	`258-09-03-0021`
Alternative APN	`0892201007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,422 sqft Living Area
Attic	Attic
Attic Area	1 sqft

Exterior

Year Built	Built 2000
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Attached
Garage Area	594 sqft
Pool Area	476 sqft
Deck Area	225 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	0892201007
Street Address	623 BEAR LAKE DR
City	LONGS
State	SC
Zip	29568-8622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RZ
Legal Description	LONG BAY CLUB; LOT 27 BL A
Legal Subdivision	LONG BAY CLUB
Legal Block	A
Legal Lot Number	27
Jurisdiction	HORRY SC
Township / Civil Division	LONGS
Census Block Group	2
Census Block	2015
Census Tract	30104

Owner

623 Bear Lake Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Horry County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 BEAR LAKE DR, LONGS, SC 29568-8622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on File
Deed Sale	Dec 5, 2017 · Amount on File
Prior Sale	Nov 4, 2009 · Amount on File
Deed Document Number	0015514064
Deed Book / Page	1551 / 4064
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	623 BEAR LAKE DR, LONGS, SC 29568-8622
Document Number	6284/1835
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BEAR LAKE DR LONGS SC 295688622, LONGS, SC 29568-8622

Mortgage

Document Number	6284/1835
Date	Oct 27, 2020
Book Page	006284/001835

Lender

Name	FIRST CITIZENS BK & TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 623 Bear Lake Dr was $1,015.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00		$459,940 (-) Land $117,035 Building $342,905
2024	$1,015.00 (+10.09%)	$18,397 (+74.33%) Land $4,681 Building $13,716	$459,940 (+53.03%) Land $117,035 Building $342,905
2023	$922.00	$10,553 Land $2,418 Building $8,135	$300,550 Land $60,450 Building $240,100
2021	$892.00	$12,022 Land $2,418 Building $9,604	$300,550 Land $60,450 Building $240,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 623 Bear Lake Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Bear Lake Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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