623 Barnes Ave, Westminster, MD 21157 Property Records

Carroll County property record for 623 Barnes Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,028 sqft · built 1984
Lot Size	0.869 acres (37,863 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Jun 2017)
Tax Bill	$4,154 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-084315`

Property Details

APN / Parcel Number

Primary APN	`07-084315`
Alternative APNs	`7084315` `084315`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,028 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	37,863 sqft (0.869 acres)
Deck Area	200 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	084315
Street Address	623 BARNES AVE
City	WESTMINSTER
State	MD
Zip	21157-5954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 12 - 37863 SF 623 BARNES AVE 25-78 HARRINGTON SC 1
Legal Subdivision	HARRINGTON
Legal Lot Number	12
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3024
Census Tract	507802

Owner

623 Barnes Ave is owned and occupied by two individuals who bought it in June 2017.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 BARNES AVE, WESTMINSTER, MD 21157-5954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Jun 30, 2017	Grant Deed, Transfer · Conventional with PMI PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Nov 24, 2010 · Amount on File
Deed Document Number	20178739-0092
Deed Book / Page	8739 / 92
Transfer Doc	0000000705
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	623 BARNES AVE, WESTMINSTER, MD 21157-5954
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	GUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 BARNES AVE, WESTMINSTER, MD 21157-5954

Mortgage

Document Number	0106710495
Date	Feb 14, 2022
Book Page	10671/495

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 30, 2017
Property Address	623 BARNES AVE, WESTMINSTER, MD 21157-5954
Document Number	0087390098
Book / Page	008739 / 000098
Instrument Date	Jun 13, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	623 BARNES AVE WESTMINSTER MD 211575954, WESTMINSTER, MD 21157-5954

Mortgage

Document Number	87390099
Date	Jun 30, 2017
Book Page	008739/000099

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 623 Barnes Ave was $4,154, up 5.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,154.00 (+5.43%)	$365,600 Land $127,300 Building $238,300	$365,600 Land $127,300 Building $238,300
2025	$3,940.00
2023	$3,482.00	$308,200 Land $127,300 Building $180,900	$308,200 Land $127,300 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 623 Barnes Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Barnes Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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