Kenton County property record for 623 Bakewell St, Covington, KY 41011 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1886 |
| Square Footage | 1,824 sqft Finished Area |
| Lot Size | 2,070 sqft (0.047 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2022) |
| Tax Bill | $4,240.00 (2025) |
Source: Kenton County records · APN 040-43-09-016.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 623 BAKEWELL ST, COVINGTON, KY 41011-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Aug 05, 2021 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Jan 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jun 07, 2019 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Apr 10, 2018 | Warranty Deed, Transfer PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2022 · Amount on Record |
| Deed Sale | Jan 03, 2022 · Amount on Record |
| Prior Sale | Apr 10, 2018 · Amount on Record |
| Deed Doc Number | 22010305900170 |
| Deed Book / Page | 139 / 809 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 623 BAKEWELL ST, COVINGTON, KY 41011-1225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900085 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 247/208 |
| Instrument | 21072605900085 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 623 BAKEWELL ST, COVINGTON, KY 41011-1225 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 623 BAKEWELL ST, COVINGTON, KY 41011-1225 |
| Document Number | 0005900139 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 251/890 |
| Instrument | 21080505900139 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 14, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 03, 2022 |
| Property Address | 623 BAKEWELL ST, COVINGTON, KY 41011-1225 |
| Document Number | 0005900170 |
| Book / Page | 139 / 809 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 22010305900170 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 BAKEWELL ST, 623, COVINGTON, KY 41011-1225 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 623 BAKEWELL ST, COVINGTON, KY 41011-1225 |
| Document Number | 0005900171 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 320/247 |
| Instrument | 22010305900171 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 623 BAKEWELL ST, COVINGTON, KY 41011-1225 |
| Document Number | 0000000195 |
| Instrument Date | Jun 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 623 BAKEWELL ST COVINGTON KY 410111225, COVINGTON, KY 41011-1225 |
| Document Number | 0000000195 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 0C6683/000281 |
| Instrument | 195 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 17, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 10, 2018 |
| Property Address | 623 BAKEWELL ST, COVINGTON, KY 41011-1225 |
| Document Number | 0000000256 |
| Book / Page | 0C6387 / 000239 |
| Instrument Date | Apr 05, 2018 |
| Instrument | 256 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 623 BAKEWELL ST COVINGTON KY 410111225, COVINGTON, KY 41011-1225 |
| Document Number | 268 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 0C6387/000264 |
| Instrument | 268 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 09, 2048 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,240.00 (-0.52%) | $320,000 (-) Land $10,000 Building $310,000 | $320,000 (-) Land $10,000 Building $310,000 |
| 2023 | $4,262.00 | $320,000 Land $10,000 Building $310,000 | $320,000 Land $10,000 Building $310,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 040-43-09-016.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,824 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 1886 |
|---|---|
| Exterior Material | Stone Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Metal Roof |
| Lot Area | 2,070 sqft (0.047 acres) |
| Depth X Width | 90 ft x 23 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 0404309016.00 |
|---|---|
| Street Address | 623 BAKEWELL ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-1225 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 23X90 LOT 23 BLK 34 WR&L |
| Legal Subdivision | WOOD ROFF & LOCKWOOD |
| Legal Phase | 34 |
| Legal Block | 34 |
| Legal Lot Number | 23 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 60300 |
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