623 Ave Acapulco, San Clemente, CA 92672 Property Records

Orange County property record for 623 Ave Acapulco, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,464 sqft · built 1980
Lot Size	0.127 acres (5,551 sqft)
Owner	Trust Name on File
Last Sale	$1,298,000 (Jul 2019)
Tax Bill	$14,267 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`690-381-58`

Property Details

APN / Parcel Number

Primary APN	`690-381-58`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	5,551 sqft (0.127 acres)
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	623 AVENIDA ACAPULCO
City	SAN CLEMENTE
State	CA
Zip	92672-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8188 BLK LOT 77 TR 8188 LOT 77 POR OF LOT AND LOT 78 AND POR OF
Legal Subdivision	TRACT NO 8188
Legal Tract	8188
Legal Lot Number	77,78
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42114

Owner

623 Ave Acapulco is owner-occupied and held in a trust since July 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Intrafamily Transfer, Transfer
Aug 2, 2023	Intrafamily Transfer, Transfer
May 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Jun 1, 2017	Deed of Trust, Mortgage · ARM MIDWEST EQUITY MORTGAGE LLC
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Aug 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jul 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jul 9, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY
Aug 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	2019243952
Last Transfer Date	Jul 27, 2023
Transfer Doc	0000186055
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 2, 2023
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Document Number	0000186055
Map Reference	MB 387 PG 28-31
Instrument Date	Jul 27, 2023
Instrument	2023000186055
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 2, 2023
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Document Number	0000186054
Map Reference	MB 387 PG 28-31
Instrument Date	Jul 27, 2023
Instrument	2023000186054
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 13, 2021
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Document Number	0000319295
Map Reference	MB 387 PG 28-31
Instrument Date	May 7, 2021
Instrument	2021000319295
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404

Mortgage

Document Number	0000319296
Date	May 13, 2021
Instrument	2021000319296

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224268
Date	Jun 1, 2017
Instrument	2017000224268

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	0.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142300
Date	Apr 20, 2018
Instrument	2018000142300

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 20, 2020
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Document Number	0000422228
Instrument Date	Jul 20, 2020
Instrument	422228
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	623 AVENIDA ACAPULCO SAN CLEMENTE CA 926722404, SAN CLEMENTE, CA 92672-2404

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Document Number	0000243955
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3 WELDON HTS LADERA RANCH CA 926940543, LADERA RANCH, CA 92694-0543

Mortgage

Document Number	0000243955
Date	Jul 9, 2019
Instrument	243955

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 9, 2019
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Document Number	0000243953
Map Reference	MB 387 PG 28-31
Instrument Date	Jul 8, 2019
Instrument	2019000243953
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404

Mortgage

Document Number	0000243954
Date	Jul 9, 2019
Instrument	2019000243954

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000243955
Date	Jul 9, 2019
Instrument	2019000243955

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 9, 2019
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Document Number	0000243952
Map Reference	MB 387 PG 28-31
Instrument Date	Jun 18, 2019
Instrument	2019000243952
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 8, 2018
Property Address	623 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2404
Document Number	0000289911
Instrument Date	Aug 1, 2018
Instrument	289911
Transaction Type	Transfer
Record Updated	Aug 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	623 AVENIDA ACAPULCO SAN CLEMENTE CA 926722404, SAN CLEMENTE, CA 92672-2404

Tax Assessment & Valuation

The 2025 property tax bill for 623 Ave Acapulco was $14,267 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,447,941 (+2%) Land $1,092,639 Building $355,302
2025	$14,267.00 Homeowner's exemption	$1,419,550 Land $1,071,214 Building $348,336
2023	$13,729.00 (+1.95%) Homeowner's exemption	$1,364,428 (+2%) Land $1,029,618 Building $334,810
2022	$13,467.00 Homeowner's exemption	$1,337,675 Land $1,009,429 Building $328,246

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 623 Ave Acapulco in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 Ave Acapulco is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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