623 Andover St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 623 Andover St, Lawrence, MA 01843

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	9 bd · 6.5 ba · 4,464 sqft · built 2014
Lot Size	0.486 acres (21,150 sqft)
Owner	Trust Name on File
Last Sale	$145,000 (Nov 2012)
Tax Bill	$14,676 (2026)
Deeds & Mortgages	Nov 2022 Sale Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181 0000 0031 A`

Property Details

APN / Parcel Number

Primary APN	`181 0000 0031 A`
Alternative APN	`LAWR M:0181 B:0000 L:0031`

Interior

Bedrooms	9 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	18 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,464 sqft Living Area
Gross Area	6,624 sqft
Basement Area	2,160 sqft
Unfinished Basement	2,160 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,150 sqft (0.486 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	181 0000 0031 A
Street Address	623 ANDOVER ST
City	LAWRENCE
State	MA
Zip	01843-1040
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R3
Legal Lot Number	31
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	5
Census Block	5018
Census Tract	251500

Owner

623 Andover St, a residential property, is held in a trust since November 2022.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	11 CAMBRIDGE ST, BURLINGTON, MA 01803-4625
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Redemption Deed, Transfer
Sep 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK
May 26, 2020	Quit Claim Deed, Transfer · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2012 · Amount on File
Deed Sale	Nov 19, 2012 · Amount on File
Deed Document Number	20123
Deed Book / Page	13218 / 143
Last Transfer Date	Nov 18, 2022
Transfer Doc	0017630-31
Record Updated	Oct 29, 2026

November 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	LAWRENCE MA
Recording Date	Nov 28, 2022
Property Address	623 ANDOVER ST, LAWRENCE, MA 01843-1040
Document Number	0017630-31
Book / Page	17630 / 31
Instrument Date	Nov 18, 2022
Instrument	27150
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	623 ANDOVER ST, LAWRENCE, MA 01843-1040
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015238-258
Date	Sep 27, 2017
Book Page	15238/258
Instrument	25169

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	May 26, 2020
Property Address	623 ANDOVER ST, LAWRENCE, MA 01843-1040
Document Number	016320-263
Book / Page	16320 / 263
Instrument Date	May 26, 2020
Instrument	12278
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CAMBRIDGE ST, BURLINGTON, MA 01803-4625

Mortgage

Document Number	016320-267
Date	May 26, 2020
Book Page	16320/267
Instrument	12279

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 623 Andover St was $14,676, up 7.8% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,676.00 (+7.85%)	$1,698,600 (+9.84%) Land $179,500 Building $1,519,100
2025	$13,608.00 (-3.85%)	$1,546,400 (+1.07%) Land $140,500 Building $1,405,900
2024	$14,153.00 (+1.38%)	$1,530,100 (+11.35%) Land $148,700 Building $1,381,400
2023	$13,961.00	$1,374,100 Land $138,300 Building $1,235,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 623 Andover St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1986–2001)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 623 Andover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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