Shiawassee County property record for 623 Adams St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,745 (Oct 2022) |
| Tax Bill | $2,999 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-250-000-058-00 |
| Primary APN | 050-250-000-058-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,835 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 324 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 623 ADAMS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 & S 0.5' OF W 30' OF LOT 50 OUTLOT 1 L.A. GOULD'S SUB OF OUTLOT 1 & 4 & BLK 36 & PART OF 35 VILLAGE OF OWOSSO |
| Legal Subdivision | L.A. GOULDS SUB |
| Legal Block | 36 |
| Legal Lot Number | 51,50 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30400 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 623 ADAMS ST, OWOSSO, MI 48867-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Warranty Deed, Transfer · FHA Mortgage LEGEND LENDING CORP |
| Jul 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Mar 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Mar 13, 2018 · Amount on Record |
| Deed Document Number | 20223365393 |
| Deed Book / Page | 1301 / 396 |
| Prior Transfer Date | Feb 20, 2018 |
| Prior Transfer Doc | 0012430659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 17, 2022 |
| Property Address | 623 ADAMS ST, OWOSSO, MI 48867-2243 |
| Document Number | 0013010396 |
| Book / Page | 1301 / 396 |
| Map Reference | LB U PG 962 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 3365393 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 W 1ST ST, 300, OVID, MI 48866-9313 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 623 ADAMS ST, OWOSSO, MI 48867-2243 |
| Document Number | 0003365394 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 3365394 |
| Name | LEGEND LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 623 ADAMS ST, OWOSSO, MI 48867-2243 |
| Document Number | 0012580938 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 300 W 1ST ST OVID MI 488669313, OVID, MI 48866-9313 |
| Document Number | 0012580938 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 001258/000938 |
| Instrument | 3322475 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 13, 2018 |
| Property Address | 623 ADAMS ST, OWOSSO, MI 48867-2243 |
| Document Number | 0012430659 |
| Book / Page | 001243 / 000659 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 3307027 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 W 1ST ST OVID MI 488669313, OVID, MI 48866-9313 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,900 (+9.48%) | $177,800 (+9.48%) | |
| 2025 | $2,999.00 (+4.9%) Homeowner's exemption | $81,200 (+23.97%) | $162,400 (+23.97%) |
| 2023 | $2,859.00 Homeowner's exemption | $65,500 | $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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