Sherburne County property record for 623 7th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Oct 2023) |
| Tax Bill | $2,702 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-401-2120 |
| Primary APN | 85-401-2120 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,495 sqft (0.24 acres) |
|---|
| Street Address | 623 7TH ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOSE PARTS OF LOT 1AND 2, BLOCK 21,EAST ST. CLOUD, SHERBURNE COUNTY, ST. CLOUD, MINNESOTA, LYING EAST OF A LINE 43.33 FEET |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | EAST SAINT CLOUD |
| Legal Block | 21 |
| Legal Lot Number | 2,1A |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 31500 |
Source: Sherburne County records · APN 85-401-2120
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 623 7TH ST SE, SAINT CLOUD, MN 56304-1409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Oct 10, 2023 | Intrafamily Transfer, Transfer EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREAT RIVER FCU |
| Sep 08, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Mar 14, 2018 | Warranty Deed, Transfer NAVY FCU |
| Mar 14, 2018 | Quit Claim Deed, Transfer NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on Record |
| Deed Sale | Oct 10, 2023 · Amount on Record |
| Prior Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | 2023962520 |
| Prior Transfer Date | Sep 28, 2023 |
| Prior Transfer Doc | 0000962519 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 10, 2023 |
| Property Address | 623 7TH ST SE, SAINT CLOUD, MN 56304-1409 |
| Document Number | 0000962520 |
| Instrument Date | Oct 05, 2023 |
| Instrument | 962520 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 7TH ST SE, SAINT CLOUD, MN 56304-1409 |
| Document Number | 0000962521 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 962521 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Oct 10, 2023 |
| Property Address | 623 7TH ST SE, SAINT CLOUD, MN 56304-1409 |
| Document Number | 0000962519 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 962519 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11307 SIBLEY DR, BURNSVILLE, MN 55337-1161 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 623 7TH ST SE, SAINT CLOUD, MN 56304-1409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000838378 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 838378 |
| Name | GREAT RIVER FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 623 7TH ST SE, SAINT CLOUD, MN 56304-1409 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000927241 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 927241 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Mar 14, 2018 |
| Property Address | 623 7TH ST SE, SAINT CLOUD, MN 56304-1409 |
| Document Number | 0000853221 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 853221 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $426.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 7TH ST SE ST CLOUD MN 563041409, ST CLOUD, MN 56304-1409 |
| Document Number | 853223 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 853223 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Mar 14, 2018 |
| Property Address | 623 7TH ST SE, SAINT CLOUD, MN 56304-1409 |
| Document Number | 0000853222 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 853222 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 623 7TH ST SE ST CLOUD MN 563041409, ST CLOUD, MN 56304-1409 |
| Document Number | 853223 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 853223 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 13, 2048 |
Source: Sherburne County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,300 (+4.05%) Land $40,000 Building $178,300 | $218,300 (+4.05%) Land $40,000 Building $178,300 | |
| 2025 | $2,702.00 | $209,800 (+9.56%) Land $40,000 Building $169,800 | $209,800 (+9.56%) Land $40,000 Building $169,800 |
| 2023 | $191,500 Land $30,000 Building $161,500 | ||
| 2021 | $191,500 Land $30,000 Building $161,500 |
Source: FEMA National Flood Hazard Layer as of November 16, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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