Shiawassee County property record for 623 5th St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Aug 2021) |
| Tax Bill | $4,721 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-670-005-004-00 |
| Primary APN | 050-670-005-004-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 623 5TH ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 5 H N & S A WILLIAMS ADD INCLUDING 12 CLOSED ALLEY |
| Legal Subdivision | WILLIAMS ADD |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30400 |
Source: Shiawassee County records · APN 050-670-005-004-00
Assessment roll updated July 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 623 5TH ST, OWOSSO, MI 48867-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2024 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 03, 2021 | Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS |
| Nov 03, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Oct 26, 2020 | Quit Claim Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Jan 27, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2021 · Amount on Record |
| Deed Sale | Aug 03, 2021 · Amount on Record |
| Deed Document Number | 20213349566 |
| Deed Book / Page | 1285 / 761 |
| Prior Transfer Date | Oct 29, 2020 |
| Prior Transfer Doc | 0012740748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 623 5TH ST, OWOSSO, MI 48867-2118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 623 5TH ST, OWOSSO, MI 48867-2118 |
| Document Number | 0013140191 |
|---|---|
| Date | Feb 09, 2024 |
| Book Page | 1314/191 |
| Instrument | 3378438 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 330 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 03, 2021 |
| Property Address | 623 5TH ST, OWOSSO, MI 48867-2118 |
| Document Number | 0012850761 |
| Book / Page | 1285 / 761 |
| Map Reference | LB 1 PG 107 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 3349566 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 623 5TH ST, 623, OWOSSO, MI 48867-2118 |
| Name | Verified Name |
|---|---|
| Address | 12700 COLBY LAKE RD LOT 49, 49, LAINGSBURG, MI 48848-8737 |
| Document Number | 3349567 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 3349567 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 03, 2020 |
| Property Address | 623 5TH ST, OWOSSO, MI 48867-2118 |
| Document Number | 0012740748 |
| Book / Page | 001274 / 000748 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 3338432 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 623 5TH ST OWOSSO MI 488672118, OWOSSO, MI 48867-2118 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 26, 2020 |
| Property Address | 623 5TH ST, OWOSSO, MI 48867-2118 |
| Document Number | 0012740403 |
| Book / Page | 001274 / 000403 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 3338087 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 623 5TH ST OWOSSO MI 488672118, OWOSSO, MI 48867-2118 |
| Document Number | 12740404 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 001274/000404 |
| Instrument | 3338088 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 25, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 27, 2020 |
| Property Address | 623 5TH ST, OWOSSO, MI 48867-2118 |
| Document Number | 0012650431 |
| Book / Page | 001265 / 000431 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 3329060 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 623 5TH ST OWOSSO MI 488672118, OWOSSO, MI 48867-2118 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,300 (+9.18%) | $292,600 (+9.18%) | |
| 2025 | $4,721.00 (+4.89%) Homeowner's exemption | $134,000 (+22.49%) | $268,000 (+22.49%) |
| 2024 | $4,501.00 | ||
| 2023 | $4,501.00 Homeowner's exemption | $109,400 | $218,800 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 312 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OWOSSO serves 16,353 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures