623 12th St, Rockford, IL 61104 Property Records

Winnebago County property record for 623 12th St, Rockford, IL 61104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,386 sqft · built 1930
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$28,500 (Oct 2019)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Oct 2019 Sale May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`205B778`

Property Details

APN / Parcel Number

Primary APN	`205B778`
Alternative APN	`1125181012`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	756 sqft
Basement Area	756 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Old Style
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	136 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	623 12TH ST
City	ROCKFORD
State	IL
Zip	61104-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WM H MILLERS ADDN LOT 010 BLOCK 003
Legal Subdivision	WM H MILLERS ADDN
Legal Block	003
Legal Lot Number	010
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2015
Census Tract	1300

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1127 FLORIMOND DR, ELGIN, IL 60123-1422
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY
May 21, 2018	Loan Modification, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	20191034478
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 15, 2019
Property Address	623 12TH ST, ROCKFORD, IL 61104-3219
Document Number	0001034478
Instrument Date	Sep 20, 2019
Instrument	1034478
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$42.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 W VAN BUREN ST #3904 CHICAGO IL 606073944, 3904, CHICAGO, IL 60607-3944

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	623 12TH ST, ROCKFORD, IL 61104-3219
Document Number	0001016714
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 12TH ST ROCKFORD IL 611043219, ROCKFORD, IL 61104-3219

Mortgage

Document Number	0001016714
Date	Jun 15, 2018
Instrument	1016714

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 14, 2058

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,855.00	$21,011 (+41.38%) Land $3,772 Building $17,239	$63,033 (+41.38%) Land $11,316 Building $51,717
2022		$14,861 Land $2,668 Building $12,193	$44,583 Land $8,004 Building $36,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (2006–2024)
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 2 claims Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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