623 10th St, Ramona, CA 92065 Property Records

San Diego County property record for 623 10th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1992
Lot Size	0.149 acres (6,495 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Mar 2022)
Tax Bill	$8,395 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284-172-54-00`

Property Details

APN / Parcel Number

Primary APN	`284-172-54-00`
Alternative APN	`2841725000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,304 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	6,495 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	2841725000
Street Address	623 10TH ST
City	RAMONA
State	CA
Zip	92065-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 TR PM11597
Legal Tract	11597
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4007
Census Tract	20806

Owner

623 10th St is owned and occupied by two individuals who bought it in March 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	623 10TH ST, RAMONA, CA 92065-3907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 26, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Nov 27, 1996 · Amount on File
Deed Document Number	2022124501
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0000263949
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 21, 2022
Property Address	623 10TH ST, RAMONA, CA 92065-3907
Document Number	0000124501
Map Reference	FILE 81-267140
Instrument Date	Feb 24, 2022
Instrument	2022-0124501
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	623 10TH ST, RAMONA, CA 92065-3907

Mortgage

Document Number	0000124502
Date	Mar 21, 2022
Instrument	2022-0124502

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2020
Property Address	623 10TH ST, RAMONA, CA 92065-3907
Document Number	0000263949
Instrument Date	May 18, 2020
Instrument	263949
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	623 10TH ST RAMONA CA 920653907, RAMONA, CA 92065-3907

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2020
Property Address	623 10TH ST, RAMONA, CA 92065-3907
Document Number	0000263946
Instrument Date	May 8, 2020
Instrument	263946
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 10TH ST RAMONA CA 920653907, RAMONA, CA 92065-3907

Mortgage

Document Number	263947
Date	May 26, 2020
Instrument	263947

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 623 10th St was $8,395.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$708,986 (+2%) Land $255,019 Building $453,967
2025	$8,395.00	$695,085 Land $250,019 Building $445,066
2023	$7,372.00 (+122.65%)	$618,000 Land $222,000 Building $396,000
2022	$3,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 623 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 623 10th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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