6229 Willcap Rd, Wadmalaw Island, SC 29487 Property Records

Charleston County property record for 6229 Willcap Rd, Wadmalaw Island, SC 29487

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,742 sqft · built 1990
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Sep 2018)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`156-00-00-121`

Property Details

APN / Parcel Number

Primary APN	`156-00-00-121`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,742 sqft Living Area
1st Floor Area	1,944 sqft
Upper Floors Area	798 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	91,476 sqft (2.1 acres)
Lot Dimensions	901 ft deep x 103 ft wide
Terrain	High
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	192 sqft
Deck Area	600 sqft
Patio Area	1,467 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	6229 WILLCAP RD
City	WADMALAW ISLAND
State	SC
Zip	29487-6940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -PART BOGGS A/K/A PT SAMS DESCRIPTION -LOT B SITE NAME -2850 FT S OF 800 FT W OF TACKY PT RD
Legal Subdivision	PART BOGGS A/K/A PT SAMS
Legal Lot Number	B
Jurisdiction	CHARLESTON SC
Township / Civil Division	WADMALAW ISLAND
Census Block Group	2
Census Block	2010
Census Tract	2200

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6229 WILLCAP RD, WADMALAW ISLAND, SC 29487-6940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit PROSPERITY HM MTG
Apr 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG
Sep 19, 2018	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Mar 22, 2016 · Amount on Record
Deed Book / Page	747 / 472
Prior Transfer Date	Aug 25, 2006
Prior Transfer Doc	O5970800
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	6229 WILLCAP RD, WADMALAW ISLAND, SC 29487-6940
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6229 WILLCAP RD, WADMALAW ISLAND, SC 29487-6940

Mortgage

Document Number	0013680725
Date	Feb 11, 2026
Book Page	1368/725

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 20, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	6229 WILLCAP RD, WADMALAW ISLAND, SC 29487-6940
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010950773
Date	Mar 31, 2022
Book Page	1095/773

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	6229 WILLCAP RD, WADMALAW ISLAND, SC 29487-6940
Document Number	0911/0048
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6229 WILLCAP RD WADMALAW ISLAND SC 294876940, WADMALAW ISLAND, SC 29487-6940

Mortgage

Document Number	0911/0048
Date	Aug 31, 2020
Book Page	000911/000048

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2030

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	6229 WILLCAP RD, WADMALAW ISLAND, SC 29487-6940
Document Number	0869/0399
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6229 WILLCAP RD WADMALAW ISLAND SC 294876940, WADMALAW ISLAND, SC 29487-6940

Mortgage

Document Number	0869/0399
Date	Mar 24, 2020
Book Page	000869/000399

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	6229 WILLCAP RD, WADMALAW ISLAND, SC 29487-6940
Document Number	0794/0600
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6229 WILLCAP RD WADMALAW ISLAND SC 294876940, WADMALAW ISLAND, SC 29487-6940

Mortgage

Document Number	0794/0600
Date	May 9, 2019
Book Page	000794/000600

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 19, 2018
Property Address	6229 WILLCAP RD, WADMALAW ISLAND, SC 29487-6940
Document Number	0747/0472
Book / Page	000747 / 000472
Instrument Date	Aug 22, 2018
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	COOPERATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6229 WILLCAP RD WADMALAW ISLAND SC 294876940, WADMALAW ISLAND, SC 29487-6940

Mortgage

Document Number	747/0474
Date	Sep 19, 2018
Book Page	000747/000474

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Mortgage

Document Number	747/0475,
Date	Sep 19, 2018
Book Page	000747/000475

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+7.23%)	$750,030 (+2,774.78%) Land $234,663 Building $515,367	$899,932 (+37.98%) Land $273,832 Building $626,100
2024	$2,531.00 (+5.11%)	$26,090 (-)
2022	$2,408.00	$26,090	$652,200 (-) Land $204,000 Building $448,200
2020			$652,200 Land $204,000 Building $448,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 137 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	14 (1989–2018)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Hugo, Sep 1989 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 98.1% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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