6228 N Cedar St, Spokane, WA 99205 Property Records

Spokane County property record for 6228 N Cedar St, Spokane, WA 99205 · Last verified June 2026

Property Summary

Property Type	Bank, Financial Building
Details	2 ba · 1,404 sqft · built 1954
Lot Size	0.165 acres (7,178 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2023)
Tax Bill	$3,696 (2026)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36312.1905`

Property Details

APN / Parcel Number

Primary APN	`36312.1905`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Steel Frame
Lot Area	7,178 sqft (0.165 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	6228 N CEDAR ST
City	SPOKANE
State	WA
Zip	99205-6716
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	NORTHERN HTS ADD N1/2 LT 14 TO 18 BLK 3 EXC ST
Legal Range	43E
Legal Township	26N
Legal Section	31
Legal Subdivision	NORTHERN HTS ADD
Legal Block	3
Legal Lot Number	14-18
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

Source: Spokane County records · APN 36312.1905

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 W RIVERSIDE AVE, 110, SPOKANE, WA 99201-3631
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Dec 05, 1995 · Amount on Record
Deed Document Number	20237279229
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6228 N CEDAR ST, SPOKANE, WA 99205
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007322860
Date	Dec 07, 2023
Instrument	7322860

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,696.00 (-2.71%)	$357,860 (-1.02%) Land $78,960 Building $278,900	$357,860 (-1.02%) Land $78,960 Building $278,900
2025	$3,799.00 (+69.45%)	$361,560 (+58.05%) Land $78,960 Building $282,600	$361,560 (+58.05%) Land $78,960 Building $282,600
2024		$228,760 (+13.54%) Land $78,960 Building $149,800	$228,760 (+13.54%) Land $78,960 Building $149,800
2023	$2,242.00 (-5.04%)	$201,480 Land $71,780 Building $129,700	$201,480 Land $71,780 Building $129,700
2022	$2,361.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.