6228 Lecco Way, Windermere, FL 34786 Property Records

Orange County property record for 6228 Lecco Way, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,755 sqft · built 2012
Lot Size	0.304 acres (13,241 sqft)
Owner	Individual Name on Record
Last Sale	$1,270,000 (Apr 2025)
Tax Bill	$13,179 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-9009-00-850`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-9009-00-850`
Alternative APNs	`272324900900850` `146739` `147908` `150029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,755 sqft Living Area
Gross Area	3,954 sqft
1st Floor Area	2,755 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,241 sqft (0.304 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	628 sqft
Patio Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6228 LECCO WAY
City	WINDERMERE
State	FL
Zip	34786-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERSTONE 74/131 LOT 85
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	WATERSTONE
Legal Tract	9009
Legal Lot Number	85
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2007
Census Tract	17115

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6228 LECCO WAY, WINDERMERE, FL 34786-5435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 14, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Jun 8, 2018	Warranty Deed, Transfer · ARM PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	2025218731
Prior Transfer Date	Feb 11, 2013
Prior Transfer Doc	0000143146
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 25, 2021
Property Address	6228 LECCO WAY, WINDERMERE, FL 34786-5435
Document Number	0000043692
Map Reference	MB 74 PG 131-135
Instrument Date	Dec 4, 2020
Instrument	20210043692
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6228 LECCO WAY, WINDERMERE, FL 34786-5435

Mortgage

Document Number	0000043693
Date	Jan 25, 2021
Instrument	20210043693

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6228 LECCO WAY, WINDERMERE, FL 34786-5435
Document Number	0000040211
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6228 LECCO WAY WINDERMERE FL 347865435, WINDERMERE, FL 34786-5435

Mortgage

Document Number	0000040211
Date	Jan 21, 2020
Instrument	40211

Lender

Name	PNC BK
Type	Bank
Address	ORLANDO, FL 32828

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2025

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 8, 2018
Property Address	6228 LECCO WAY, WINDERMERE, FL 34786-5435
Document Number	0000340403
Map Reference	MB 74 PG 131-135
Instrument Date	May 30, 2018
Instrument	20180340403
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ALLIANCE TITLE INSURANCE AGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6228 LECCO WAY, 6228, WINDERMERE, FL 34786-5435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6228 LECCO WAY, WINDERMERE, FL 34786-5435

Mortgage

Document Number	0000340404
Date	Jun 8, 2018
Instrument	20180340404

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,062,045 (+29.46%) Land $190,000 Building $872,045	$1,062,045 (-1.31%) Land $190,000 Building $872,045
2025	$13,179.00 (+3.62%) Homeowner's exemption	$820,350 (+6.45%)	$1,076,155 (+10.73%) Land $190,000 Building $886,155
2024	$12,719.00 (+7.72%)
2023	$11,808.00 (+3.09%) Homeowner's exemption	$770,612 (+3%)	$971,843 (+22.05%) Land $190,000 Building $781,843
2022	$11,454.00 Homeowner's exemption	$748,167	$796,254 Land $190,000 Building $606,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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