6227 Riptide Dr, Wilmington, NC 28403 Property Records

New Hanover County property record for 6227 Riptide Dr, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,958 sqft · built 1986
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,040,000 (Jul 2024)
Tax Bill	$5,939 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R05616-005-018-000`

Property Details

APN / Parcel Number

Primary APN	`R05616-005-018-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,958 sqft Living Area
1st Floor Area	1,812 sqft
Basement Area	1,254 sqft
Finished Basement	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Pile
Roof Material	Composition Shingle
Lot Area	16,335 sqft (0.375 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	144 sqft
Patio Area	621 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	6227 RIPTIDE DR
City	WILMINGTON
State	NC
Zip	28403-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 6 BAR HARBOR
Legal Subdivision	BAR HARBOR ESTATES
Legal Block	5
Legal Lot Number	6
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2021
Census Tract	11904

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 GADDY DR, WILMINGTON, NC 28403-3574
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	202416161
Deed Book / Page	6715 / 1705
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	6227 RIPTIDE DR, WILMINGTON, NC 28403-3806
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00642200591
Date	Mar 10, 2021
Book Page	6422/591
Instrument	2021011814

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	6227 RIPTIDE DR, WILMINGTON, NC 28403-3806
Document Number	0062542154
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6227 RIPTIDE DR WILMINGTON NC 284033806, WILMINGTON, NC 28403-3806

Mortgage

Document Number	0062542154
Date	Oct 16, 2019
Book Page	006254/002154
Instrument	33560

Lender

Name	STATE EMPS CU
Address	WILMINGTON, NC 28405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,009,300 (-) Land $346,800 Building $662,500	$1,009,300 (-) Land $346,800 Building $662,500
2025	$5,939.00 (+28.05%)	$1,009,300 (+90.33%) Land $346,800 Building $662,500	$1,009,300 (+90.33%) Land $346,800 Building $662,500
2024	$4,638.00 (+3.5%)
2023	$4,481.00 (-0.58%)	$530,300 Land $100,200 Building $430,100	$530,300 Land $100,200 Building $430,100
2022	$4,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 113 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	113 in force
Nearby Flood Claims	40 (1996–2018)
Claims Outside the SFHA	22 of 40
Most Recent Claim	Oct 2018 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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