6226 el Oro Dr, Houston, TX 77048 Property Records

Harris County property record for 6226 el Oro Dr, Houston, TX 77048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 2019
Lot Size	0.096 acres (4,192 sqft)
Owner	Company Name on Record
Last Sale	$219,202 (May 2022)
Tax Bill	$4,689 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-817-010-0007`

Property Details

APN / Parcel Number

Primary APN	`127-817-010-0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,192 sqft (0.096 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1278170100007
Street Address	6226 EL ORO DR
City	HOUSTON
State	TX
Zip	77048-4069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 4 EL TESORO SEC 2 R/P & EXTN
Legal Subdivision	EL TESORO SEC 2 R/P & EXTN
Legal Block	4
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	331602

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6226 EL ORO DR, HOUSTON, TX 77048-4069
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 31, 2019	Deed of Trust, Mortgage ONETRUST HM LOANS
May 16, 2019	Grant Deed, Transfer TEXAS AMERICAN TITLE
Feb 14, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	2022269315
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	2020005074
Record Updated	Oct 29, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 23, 2022
Property Address	6226 EL ORO DR, HOUSTON, TX 77048-4069
Document Number	0000269315
Map Reference	MF 686769
Instrument Date	May 20, 2022
Instrument	2022-269315
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6226 EL ORO DR, HOUSTON, TX 77048-4069

Mortgage

Document Number	0000269316
Date	May 23, 2022
Instrument	2022-269316

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	6226 EL ORO DR, HOUSTON, TX 77048-4069
Document Number	0000005075
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6226 EL ORO DR HOUSTON TX 770484069, HOUSTON, TX 77048-4069

Mortgage

Document Number	0000005075
Date	Jan 6, 2020
Instrument	5075

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	May 16, 2019
Property Address	6226 EL ORO DR, HOUSTON, TX 77048-4069
Document Number	0000203602
Instrument Date	May 15, 2019
Instrument	203602
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 THE WOODLANDS TX 773803294, 430, THE WOODLANDS, TX 77380-3294

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 14, 2018
Property Address	6226 EL ORO DR, HOUSTON, TX 77048-4069
Document Number	0000062196
Instrument Date	Feb 13, 2018
Instrument	62196
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6602 SPRING CYPRESS RD SPRING TX 773793227, SPRING, TX 77379-3227

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,943 (-10.89%) Land $29,428 Building $188,515	$217,943 (-10.89%) Land $29,428 Building $188,515
2025	$4,689.00 (+66.04%) Homeowner's exemption	$244,587 (+5.24%) Land $29,428 Building $215,159	$244,587 (+5.24%) Land $29,428 Building $215,159
2024	$2,824.00 (-39.68%)
2023		$232,414 Land $29,428 Building $202,986	$232,414 Land $29,428 Building $202,986
2022	$4,682.00 (+24.09%)
2020	$3,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1979–2024)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Centric Fiber, T-Mobile, Verizon.

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