6225 Bumpy Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 6225 Bumpy Oak Rd, La Plata, MD 20646 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1990
Lot Size2.26 acres (98,446 sqft)
OwnerIndividual Name on File
Tax Bill$3,089 (2023)
Deeds & MortgagesApr 2021 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-013388

Property Details

APN / Parcel Number

Primary APN07-013388
Alternative APNs
  • 7013388
  • 013388

Interior

Full Baths1 Bath
Building Area864 sqft Total Area
1st Floor Area864 sqft 1st Floor
Stories1 Story
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area98,446 sqft (2.26 acres)
Shed1 Shed
Shed Area640 sqft Shed
Deck Area320 sqft Deck

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number013388
Old Parcel Number7013388
Street Address6225 BUMPY OAK RD
CityLA PLATA
StateMD
Zip20646-5619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.26 AC W OF BUMPY OAK RD
Legal SubdivisionTOWN OF LA PLATA
JurisdictionCHARLES MD
Township / Civil Division7, POMONKEY
Census Block Group1
Census Block1005
Census Tract850102

Owner

Source: Charles County records · APN 07-013388

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6225 BUMPY OAK RD, LA PLATA, MD 20646-5619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Aug 01, 2018Deed of Trust, Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 1990
Deed SaleMar 16, 1990
Deed Document Number005090
Record UpdatedJun 07, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address6225 BUMPY OAK RD, LA PLATA, MD 20646-5619
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6225 BUMPY OAK RD, LA PLATA, MD 20646-5619

Mortgage

Document Number0117610305
DateApr 19, 2021
Book Page11761/305
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address6225 BUMPY OAK RD, LA PLATA, MD 20646-5619
Document Number0103630106
Instrument DateAug 01, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address6225 BUMPY OAK RD LA PLATA MD 206465619, LA PLATA, MD 20646-5619

Mortgage

Document Number0103630106
DateAug 16, 2018
Book Page010363/000106
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2048

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,089.00 Homeowner's exemption$206,100$226,500 Land $90,000 Building $136,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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