6225 Banyan St, Cocoa, FL 32927 Property Records

Brevard County property record for 6225 Banyan St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1991
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2020)
Tax Bill	$4,159 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-35-21-JX-193-11`

Property Details

APN / Parcel Number

Primary APN	`23-35-21-JX-193-11`
Alternative APNs	`23-35-21-JX-00193.0-0011.00` `2306469`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Florida Room
Porch Area	244 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2306469
Street Address	6225 BANYAN ST
City	COCOA
State	FL
Zip	32927-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	PORT ST JOHN UNIT 6 LOT 11 BLK 193
Legal Range	35E
Legal Township	23S
Legal Section	21
Legal Subdivision	PORT ST JOHN UNIT 6
Legal Block	193
Legal Lot Number	11
Legal Unit	6
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3004
Census Tract	71203

Owner

6225 Banyan St is owned by an individual who bought it in October 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1621 LAKEMERE DR, PROSPER, TX 75078-8612
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIVE OAK BANKING COMPANY
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 20, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Jun 20, 2018 · Amount on File
Deed Document Number	2020227624
Deed Book / Page	8887 / 717
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	May 18, 2026
Property Address	6225 BANYAN ST, COCOA, FL 32927-8914
Document Number	0000101664
Book / Page	10627 / 2930
Instrument Date	May 8, 2026
Instrument	2026101664
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 CORNWALL DR, MERRITT ISLAND, FL 32953-8546

Mortgage

Document Number	0000101664,
Date	May 18, 2026
Book Page	10627/2930
Instrument	2026101664

Lender

Name	LIVE OAK BANKING COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 15, 2020
Property Address	6225 BANYAN ST, COCOA, FL 32927-8914
Document Number	0088870717
Book / Page	8887 / 717
Map Reference	MB 23 PG 53-59
Instrument Date	Oct 14, 2020
Instrument	2020227624
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TTL OF FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 STATE ROUTE 1060, 1625, MORRIS PLAINS, NJ 07950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 LAKEMERE DR, PROSPER, TX 75078-8612

Mortgage

Document Number	8887720
Date	Oct 15, 2020
Instrument	8887/720

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 20, 2018
Property Address	6225 BANYAN ST, COCOA, FL 32927-8914
Document Number	0081931568
Book / Page	8193 / 1568
Map Reference	MB 23 PG 53
Instrument Date	Jun 8, 2018
Instrument	2018138415
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount on Record
Tax	$1,540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6225 BANYAN ST, 6225, COCOA, FL 32927-8914

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018138416
Date	Jun 20, 2018
Instrument	2018138416

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6225 Banyan St was $4,159.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,700 (-3.35%)	$260,700 (-3.35%)
2025	$4,159.00	$269,740	$269,740
2023	$3,666.00 (+9.56%)	$248,720 (+3.87%) Land $60,000 Building $188,720	$248,720 (+3.87%) Land $60,000 Building $188,720
2022	$3,346.00	$239,450 Land $46,000 Building $193,450	$239,450 Land $46,000 Building $193,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6225 Banyan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6225 Banyan St is high, ranking above 81% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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