6224 Stevens Forest Rd, Columbia, MD 21045 Property Records

Howard County property record for 6224 Stevens Forest Rd, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,296 sqft · built 1971
Lot Size	0.249 acres (10,836 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2015)
Tax Bill	$8,944 (2026)
Deeds & Mortgages	Dec 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-078735`

Property Details

APN / Parcel Number

Primary APN	`16-078735`
Alternative APN	`078735`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,296 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,836 sqft (0.249 acres)
Porch	Slab
Porch Area	112 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	078735
Street Address	6224 STEVENS FOREST RD
City	COLUMBIA
State	MD
Zip	21045-4322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 168 S 5 AR 2 6224 STEVENS FOREST RD VOM STEVENS FORST
Legal Subdivision	COLUMBIA VILLAGE OF OAKLAND HILLS
Legal Lot Number	168
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606603

Owner

6224 Stevens Forest Rd is owned and occupied by an individual who bought it in June 2015.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	6224 STEVENS FOREST RD, COLUMBIA, MD 21045-4322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
May 22, 2017	Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2015 · Amount on File
Deed Sale	Jun 30, 2015 · Amount on File
Prior Sale	Oct 14, 2011 · Amount on File
Deed Book / Page	16299 / 11
Prior Transfer Date	Oct 6, 2011
Prior Transfer Doc	0135040055
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6224 STEVENS FOREST RD, COLUMBIA, MD 21045-4322
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	XPRESS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200450335
Date	Dec 23, 2020
Book Page	20045/335

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Aug 1, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 22, 2017
Property Address	6224 STEVENS FOREST RD, COLUMBIA, MD 21045-4322
Document Number	0175960231
Book / Page	17596 / 231
Map Reference	MB18 PL21
Instrument Date	Apr 18, 2017
Instrument	17596-231
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EMERALD TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6224 STEVENS FOREST RD, COLUMBIA, MD 21045-4322

Mortgage

Document Number	0017596236
Date	May 22, 2017
Instrument	17596-236

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.7%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Margin	4
Max Rate	1.17%

Tax Assessment & Valuation

The 2026 property tax bill for 6224 Stevens Forest Rd was $8,944, up 7.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,944.00 (+7.76%)	$585,200 (+7.88%) Land $206,200 Building $379,000	$585,200 (-) Land $206,200 Building $379,000
2025	$8,300.00	$542,467	$585,200 Land $206,200 Building $379,000
2023		$457,000 Land $186,200 Building $270,800	$457,000 Land $186,200 Building $270,800
2022	$4,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6224 Stevens Forest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6224 Stevens Forest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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