Santa Clara County property record for 6223 Prospect Rd, San Jose, CA 95129
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,152 sqft · built 1970 |
| Lot Size | 0.16 acres (6,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,805,000 (Feb 2017) |
| Tax Bill | $27,003 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 377-28-063 |
| Primary APN | 377-28-063 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 1,301 sqft |
| 2nd Floor Area | 851 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 6,960 sqft (0.16 acres) |
| Lot Dimensions | 116 ft deep x 60 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6223 PROSPECT RD |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95129-4740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 4437 BOOK 239 PAGE 31 LOT 7 |
| Legal Subdivision | TRACT NO 4437 |
| Legal Tract | 4437 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 507903 |
6223 Prospect Rd is owned and occupied by two individuals who bought it in February 2017.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6223 PROSPECT RD, SAN JOSE, CA 95129-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 10, 2017 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2017 · Amount on File |
| Deed Sale | Feb 10, 2017 · Amount on File |
| Deed Document Number | 201723580329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 6223 PROSPECT RD, SAN JOSE, CA 95129-4740 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 6223 PROSPECT RD, SAN JOSE, CA 95129-4740 |
| Document Number | 0025031532 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 25031532 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 6223 PROSPECT RD, SAN JOSE, CA 95129-4740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024556375 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 24556375 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 10, 2017 |
| Property Address | 6223 PROSPECT RD, SAN JOSE, CA 95129-4740 |
| Document Number | 0023580329 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 23580329 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,985.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 6223 PROSPECT RD SAN JOSE CA 951294740, SAN JOSE, CA 95129-4740 |
| Document Number | 23580330 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 23580330 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 9, 2047 |
The 2025 property tax bill for 6223 Prospect Rd was $27,003.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Elementary School District | Cupertino Union Elementary School District (KG - 08) |
| Secondary School District | Fremont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,136,745 (+2%) Land $1,965,810 Building $170,935 | |
| 2025 | $27,003.00 | $2,094,849 Land $1,927,265 Building $167,584 |
| 2023 | $25,958.00 (+1%) | $2,013,506 Land $1,852,428 Building $161,078 |
| 2022 | $25,700.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6223 Prospect Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 6223 Prospect Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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