6221 Posey St, Frederick, MD 21703 Property Records

Frederick County property record for 6221 Posey St, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3 ba · 2,432 sqft · built 2019
Lot Size0.04 acres (1,726 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Sep 2026)
Tax Bill$5,171 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Nov 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-596466

Property Details

APN / Parcel Number

Primary APN23-596466
Alternative APN
  • 596466

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,432 sqft Living Area
Gross Area2,832 sqft
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,726 sqft (0.04 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number596466
Street Address6221 POSEY ST
CityFREDERICK
StateMD
Zip21703-2956
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 232 1,726 SQ FT JEFFERSON PLACE AT JEFFE
Legal SubdivisionJEFFERSON TECHNOLOGY PK PH 4
Legal Lot Number232
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group1
Census Block1026
Census Tract751004

Owner

Source: Frederick County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6221 POSEY ST, FREDERICK, MD 21703-2956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed, Transfer · FHA Mortgage
ALCOVA MORTGAGE
Nov 15, 2022Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Apr 27, 2020Correction Deed, Transfer
PERFECTION TITLE LIMITED, PERFECTION TITLE LTD
Apr 27, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Apr 10, 2019Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2026 · Amount on Record
Deed SaleSep 11, 2026 · Amount on Record
Prior SaleNov 15, 2022 · Amount on Record
Deed Book / Page18044 / 201
Prior Transfer DateMar 23, 2020
Prior Transfer Doc0136830373
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 11, 2026
Property Address6221 POSEY ST, FREDERICK, MD 21703-2956
Document Number1804000201
Book / Page18044 / 201
Instrument DateSep 8, 2026
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyWESTCOR LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$459,550.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6221 POSEY ST, FREDERICK, MD 21703-2956

Mortgage

Document Number1804000212,
DateSep 11, 2026
Book Page18044/212
Lender
NameALCOVA MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 15, 2022
Property Address6221 POSEY ST, FREDERICK, MD 21703-2956
Document Number0162230257
Book / Page16223 / 257
Map ReferenceMB 100 PG 71
Instrument DateNov 14, 2022
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanyEASTERN TITLE AND SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6221 POSEY ST, FREDERICK, MD 21703-2956
InvestorPossibly a Property Investor

Mortgage

Document Number0016223264
DateNov 15, 2022
Instrument16223/264
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

April 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionFREDERICK MD
Recording DateApr 27, 2020
Property Address6221 POSEY ST, FREDERICK, MD 21703-2956
Document Number0136830363
Book / Page013683 / 000363
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyPERFECTION TITLE LIMITED, PERFECTION TITLE LTD

Transaction

AmountAmount Recorded
Tax$310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6221 POSEY ST FREDERICK MD 217032956, FREDERICK, MD 21703-2956

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateApr 27, 2020
Property Address6221 POSEY ST, FREDERICK, MD 21703-2956
Document Number0136830373
Book / Page13683 / 373
Map ReferenceMB 100 PG 71
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyPERFECTION TITLE LTD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6221 POSEY ST, FREDERICK, MD 21703-2956

Mortgage

Document Number136830379
DateApr 27, 2020
Instrument13683/0379
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

April 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 10, 2019
Property Address6221 POSEY ST, FREDERICK, MD 21703-2956
Document Number0129140471
Book / Page12914 / 0471
Map ReferenceMB 100 PG 71
Instrument DateMar 28, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$774.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6221 POSEY ST, FREDERICK, MD 21703-2956

Mortgage

Document Number129140482
DateApr 10, 2019
Instrument12914/0482
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$416,900 (+8.25%) Land $90,000 Building $326,900$416,900 (-) Land $90,000 Building $326,900
2025$5,171.00 (+7.46%)$385,133 (+19.76%)$416,900 (+29.63%) Land $90,000 Building $326,900
2024$4,812.00 (+11.83%)
2023$4,303.00$321,600 Land $90,000 Building $231,600$321,600 Land $90,000 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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