Howard County property record for 6221 Light Point Pl, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,318 sqft · built 1984 |
| Lot Size | 0.146 acres (6,359 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Sep 2025) |
| Tax Bill | $8,528 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-451888 |
| Primary APN | 06-451888 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,318 sqft Total Area |
| Basement Area | 585 sqft |
| Finished Basement | 585 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,359 sqft (0.146 acres) |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Patio Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 451888 |
|---|---|
| Street Address | 6221 LIGHT POINT PL |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 124 .146 A 6221 LIGHT POINT PL MARBELLA II |
| Legal Subdivision | MARBELLA II |
| Legal Lot Number | 124 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 606603 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6221 LIGHT POINT PL, COLUMBIA, MD 21045-4456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Apr 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 13, 2021 | Deed, Transfer · VA Mortgage NAVY FCU |
| Dec 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Jul 6, 2023 · Amount on Record |
| Deed Book / Page | 22896 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 6, 2023 |
| Property Address | 6221 LIGHT POINT PL, COLUMBIA, MD 21045-4456 |
| Document Number | 0220340494 |
| Book / Page | 22034 / 494 |
| Map Reference | PL CMP 5092 |
| Instrument Date | Jul 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | ELITE TEAM TITLE LLC, ELITE HOME TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,512.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6221 LIGHT POINT PL, COLUMBIA, MD 21045-4456 |
| Document Number | 0022034502 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 22034/502 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6221 LIGHT POINT PL, COLUMBIA, MD 21045-4456 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0193320298 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 19332/298 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 13, 2021 |
| Property Address | 6221 LIGHT POINT PL, COLUMBIA, MD 21045-4456 |
| Document Number | 0200970187 |
| Book / Page | 20097 / 187 |
| Map Reference | PL CMP 5092 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LIBERTY TITLE AND ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6221 LIGHT POINT PL, COLUMBIA, MD 21045-4456 |
| Document Number | 20097193 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 20097/193 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6221 LIGHT POINT PL, COLUMBIA, MD 21045-4456 |
| Document Number | 0179930233 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6221 LIGHT POINT PL COLUMBIA MD 210454456, COLUMBIA, MD 21045-4456 |
| Document Number | 0179930233 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 017993/000233 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,528.00 (+9.76%) | $556,367 (+4.8%) | $607,300 (+14.39%) Land $291,100 Building $316,200 |
| 2025 | $7,770.00 (+85.09%) Homeowner's exemption | $530,900 (+24.75%) Land $241,100 Building $289,800 | $530,900 (-) Land $241,100 Building $289,800 |
| 2023 | $425,567 (+14.12%) | $530,900 (+42.37%) Land $241,100 Building $289,800 | |
| 2022 | $4,198.00 | $372,900 Land $131,100 Building $241,800 | $372,900 Land $131,100 Building $241,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures