6221 Kodiak Bear Ct, Waldorf, MD 20603 Property Records

Charles County property record for 6221 Kodiak Bear Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,852 sqft · built 1988
Lot Size0.199 acres (8,651 sqft)
Owner2 Individual Names on File
Last Sale$132,400 (Oct 1988)
Tax Bill$10,337 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-174094

Property Details

APN / Parcel Number

Primary APN06-174094
Alternative APNs
  • 6174094
  • 174094

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,852 sqft Living Area
Gross Area2,132 sqft
1st Floor Area808 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,651 sqft (0.199 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number174094
Street Address6221 KODIAK BEAR CT
CityWALDORF
StateMD
Zip20603-4423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 45 PARCEL I HAMPSHIRE NBH - WESTLAKE ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block2
Legal Lot Number45
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2000
Census Tract850710

Owner

6221 Kodiak Bear Ct is owned and occupied by two individuals who bought it in October 1988.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address6221 KODIAK BEAR CT, WALDORF, MD 20603-4423
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 1988 · Amount on File
Deed SaleOct 26, 1988 · Amount on File
Prior SaleNov 20, 1987 · Amount on File
Deed Book / Page1337 / 186
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address6221 KODIAK BEAR CT, WALDORF, MD 20603-4423
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyRGS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0120310044
DateAug 25, 2021
Book Page12031/44
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address6221 KODIAK BEAR CT, WALDORF, MD 20603-4423
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOMNI LAND SETTLEMENT CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0113900132
DateOct 20, 2020
Book Page11390/132
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 6221 Kodiak Bear Ct was $10,337.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$359,133$379,700 Land $125,200 Building $254,500
2025$10,337.00
2023$4,228.00$296,633$318,000 Land $125,200 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6221 Kodiak Bear Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6221 Kodiak Bear Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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