6220 Ruscada Ct, Loomis, CA 95650 Property Records

Placer County property record for 6220 Ruscada Ct, Loomis, CA 95650

Property Summary

Property Type	Duplex
Details	5 bd · 5.5 ba · 6,083 sqft · built 2021
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,350,000 (Apr 2023)
Tax Bill	$46,808 (2025)
Deeds & Mortgages	Apr 2023 Sale Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-022-062-000`

Property Details

APN / Parcel Number

Primary APN	`035-022-062-000`
Alternative APN	`035-022-062`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	6,083 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Duplex Single
Lot Area	113,256 sqft
Garage Area	1,305 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-022-062
Street Address	6220 RUSCADA CT
City	LOOMIS
State	CA
Zip	95650-9497
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RABX
Legal Description	2.6AC LOT 16 TERRACINA TRACT 928 MOR AA-100
Legal Subdivision	TERRACINA TRACT NO. 928
Legal Tract	928
Legal Lot Number	16
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1006
Census Tract	20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6220 RUSCADA CT, LOOMIS, CA 95650-9497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Grant Deed, Transfer PLACER TITLE COMPANY
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Mar 31, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	202316506
Last Transfer Date	Apr 10, 2025
Transfer Doc	0000019736
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 3, 2023
Property Address	6220 RUSCADA CT, LOOMIS, CA 95650-9497
Document Number	0000016506
Map Reference	MB AA PG 100
Instrument Date	Mar 27, 2023
Instrument	2023-0016506
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 ASCOT DR STE 160, 160, ROSEVILLE, CA 95661-3441
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6220 RUSCADA CT, LOOMIS, CA 95650-9497
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 RUSCADA CT, LOOMIS, CA 95650-9497

Mortgage

Document Number	0000089031
Date	Jul 13, 2021
Instrument	2021-0089031

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	6220 RUSCADA CT, LOOMIS, CA 95650-9497
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4470 YANKEE HILL RD, ROCKLIN, CA 95677-1632

Mortgage

Document Number	0000119427
Date	Oct 22, 2020
Instrument	2020-0119427

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 31, 2020
Property Address	6220 RUSCADA CT, LOOMIS, CA 95650-9497
Document Number	0000028834
Instrument Date	Mar 27, 2020
Instrument	28834
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$593.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4470 YANKEE HILL RD #220 ROCKLIN CA 956771631, 220, ROCKLIN, CA 95677-1631

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,616,254 (+2%) Land $848,966 Building $3,767,288
2025	$46,808.00 (+128.62%) Homeowner's exemption	$4,525,740 (+137.32%) Land $832,320 Building $3,693,420
2023	$20,474.00 (-4.99%)	$1,907,000 Land $538,200 Building $1,368,800
2022	$21,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Astound Broadband, Skyhi Broadband.

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