6220 Ridgetop Ter, Bakersfield, CA 93306 Property Records

Kern County property record for 6220 Ridgetop Ter, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,942 sqft · built 1989
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jul 2021)
Tax Bill	$7,481 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`432-332-07-00-0`

Property Details

APN / Parcel Number

Primary APN	`432-332-07-00-0`
Alternative APNs	`432-332-07-0` `4323320700` `43233207`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,942 sqft Living Area
Gross Area	4,278 sqft
1st Floor Area	2,942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	39 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	432332070
Street Address	6220 RIDGETOP TER
City	BAKERSFIELD
State	CA
Zip	93306-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 3859 , BLOCK B , LOT 41
Legal Subdivision	3859 #B
Legal Tract	3859
Legal Block	B
Legal Lot Number	41
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2004
Census Tract	909

Owner

6220 Ridgetop Ter is owned by an individual who bought it in July 2021.

Source: Kern County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	133 E COURT LN, FOSTER CITY, CA 94404-4238
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 23, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 31, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2021137359
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0000137358
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jul 23, 2021
Property Address	6220 RIDGETOP TER, BAKERSFIELD, CA 93306-3235
Document Number	0000137359
Map Reference	MB 28 PG 68
Instrument Date	Jul 19, 2021
Instrument	221137359
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 RIDGETOP TER, BAKERSFIELD, CA 93306-3235

Mortgage

Document Number	0000137360
Date	Jul 23, 2021
Instrument	221137360

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Jul 23, 2021
Property Address	6220 RIDGETOP TER, BAKERSFIELD, CA 93306-3235
Document Number	0000137358
Map Reference	MB 28 PG 68
Instrument Date	Jul 16, 2021
Instrument	221137358
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 RIDGETOP TER, BAKERSFIELD, CA 93306-3235

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	6220 RIDGETOP TER, BAKERSFIELD, CA 93306-3235
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 RIDGETOP TER, BAKERSFIELD, CA 93306-3235

Mortgage

Document Number	0000017881
Date	Feb 1, 2021
Instrument	221017881

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 31, 2018
Property Address	6220 RIDGETOP TER, BAKERSFIELD, CA 93306-3235
Document Number	0000011742
Instrument Date	Jan 5, 2018
Instrument	11742
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	TICOR TITLE COMPANY/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6220 RIDGETOP TER BAKERSFIELD CA 933063235, BAKERSFIELD, CA 93306-3235

Mortgage

Document Number	11743
Date	Jan 31, 2018
Instrument	11743

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6220 Ridgetop Ter was $7,481.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$595,335 (+2%) Land $108,242 Building $487,093
2025	$7,481.00	$583,663 Land $106,120 Building $477,543
2023	$7,276.00 (+1.72%)	$561,000 Land $102,000 Building $459,000
2022	$7,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6220 Ridgetop Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6220 Ridgetop Ter is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST NILES CSD serves 32,517 people · EPA ID CA1510006
Water Source	Purchased surface water from KERN COUNTY WATER AGENCY
Last State Inspection	May 2023
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: AT&T, Verizon.

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