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6220 Cole Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 6220 Cole Ave, Carmichael, CA 95608 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,381 sqft · built 1960
Lot Size0.247 acres (10,750 sqft)
Owner2 Company Names on File
Tax Bill$898 (2025)
Deeds & MortgagesMay 2024 Reverse Mortgage
Apr 2024 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN273-0081-018-0000

Property Details

APN / Parcel Number

Primary APN273-0081-018-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,381 sqft Living Area
1st Floor Area1,381 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,750 sqft (0.247 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6220 COLE AVE
CityCARMICHAEL
StateCA
Zip95608-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARLSON GROVE, LOT 7
Legal SubdivisionCARLSON GROVE
Legal Lot Number7
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2001
Census Tract7802

Owner

Source: Sacramento County records · APN 273-0081-018-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address6220 COLE AVE, CARMICHAEL, CA 95608-4513
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 10, 2024Deed of Trust, Mortgage · Reverse Mortgage
SMARTFI HOME LOANS LLC
Apr 26, 2024Intrafamily Transfer, Transfer · Reverse Mortgage
SMARTFI HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 05, 2015
Transfer Doc0000000806
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6220 COLE AVE, CARMICHAEL, CA 95608-4513
Transaction TypeMortgage
Record UpdatedMay 21, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6220 COLE AVE, CARMICHAEL, CA 95608-4513

Mortgage

Document Number0000000661
DateMay 10, 2024
Instrument202405100661
Lender
NameSMARTFI HOME LOANS LLC
AddressSAN DIEGO, CA 92122
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateApr 26, 2024
Property Address6220 COLE AVE, CARMICHAEL, CA 95608-4513
Document Number0000000473
Map ReferenceMB 53 MAP 23
Instrument DateApr 22, 2024
Instrument202404260473
Transaction TypeTransfer
Record UpdatedMay 09, 2024
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address6220 COLE AVE, CARMICHAEL, CA 95608-4513

Mortgage

Document Number0000000474
DateApr 26, 2024
Instrument202404260474
Lender
NameSMARTFI HOME LOANS LLC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92122
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$81,852 (+2%) Land $19,919 Building $61,933
2025$898.00 (+2.28%) Homeowner's exemption$80,248 (+4.04%) Land $19,529 Building $60,719
2024$878.00 (+1.74%)
2023$863.00 (+2.25%) Homeowner's exemption$77,134 Land $18,772 Building $58,362
2022$844.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670078022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 462 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
Consolidated CommunicationsFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
Succeed.NetFixed Wireless (unlicensed)100 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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