6220 8th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6220 8th St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,008 sqft · built 1992
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Jun 2020)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-146928`

Property Details

APN / Parcel Number

Primary APN	`03-146928`
Alternative APNs	`3146928` `146928`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,008 sqft Total Area
Basement Area	858 sqft
Finished Basement	858 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	146928
Street Address	6220 8TH ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 19-22 BLK 35 SUMMER CITY
Legal Subdivision	RANDLE CLIFFS
Legal Block	35
Legal Lot Number	19-22
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2009
Census Tract	860402

Owner

6220 8th St is owned and occupied by two individuals who bought it in June 2020.

Source: Calvert County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6220 8TH ST, CHESAPEAKE BEACH, MD 20732-4100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2020	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 9, 2020	Grant Deed, Transfer TITLE TOWN SETTLEMENTS
Aug 27, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Jan 9, 2020 · Amount on File
Deed Book / Page	5606 / 484
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	0054210429
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6220 8TH ST, CHESAPEAKE BEACH, MD 20732-4100
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 8TH ST, CHESAPEAK BCH, MD 20732-4100

Mortgage

Document Number	0064050390
Date	Feb 28, 2023
Book Page	6405/390

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	329 Months
Due	Jul 1, 2050

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 5, 2020
Property Address	6220 8TH ST, CHESAPEAKE BEACH, MD 20732-4100
Document Number	0056060484
Book / Page	5606 / 484
Map Reference	MB GWD 9 FO 149
Instrument Date	Jun 2, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6220 8TH ST, CHESAPEAKE BEACH, MD 20732-4100

Mortgage

Document Number	0005606492
Date	Jun 5, 2020
Instrument	5606/492

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 9, 2020
Property Address	6220 8TH ST, CHESAPEAKE BEACH, MD 20732-4100
Document Number	0055080475
Book / Page	005508 / 000475
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	TITLE TOWN SETTLEMENTS

Transaction

Amount	Amount on Record
Tax	$138.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	151 GROVERS TURN RD OWINGS MD 207363227, OWINGS, MD 20736-3227

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 27, 2019
Property Address	6220 8TH ST, CHESAPEAKE BEACH, MD 20732-4100
Document Number	0054210429
Book / Page	005421 / 000429
Instrument Date	Jun 18, 2019
Transaction Type	Foreclosure
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$221.40
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 8TH ST CHESAPEAKE BEACH MD 207324100, CHESAPEAKE BEACH, MD 20732-4100

Tax Assessment & Valuation

The 2025 property tax bill for 6220 8th St was $3,644.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,767	$340,100 Land $75,000 Building $265,100
2025	$3,644.00
2023	$2,660.00	$256,100	$317,100 Land $75,000 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6220 8th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6220 8th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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