622 Windward Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 622 Windward Dr, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2.5 ba · 2,108 sqft · built 1996
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2015)
Tax Bill	$4,053 (2024)
Deeds & Mortgages	Oct 2022 Refinance Oct 2021 Mortgage + 4 more
APN	`0376004000290`

Property Details

APN / Parcel Number

Primary APN	`0376004000290`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,108 sqft Total Area
1st Floor Area	982 sqft
Upper Floors Area	982 sqft
Attic	Attic
Attic Area	176 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	141 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	622 WINDWARD DR
City	CHESAPEAKE
State	VA
Zip	23320-3196
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD: PLANN
Legal Description	29 ESTATES OF GREENBRIER PH 2
Legal Subdivision	ESTATES OF GREENBRIER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1016
Census Tract	20810

Owner

622 Windward Dr is owned by an individual who bought it in July 2015.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	622 WINDWARD DR, CHESAPEAKE, VA 23320-3196
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Oct 21, 2021	Deed of Trust, Mortgage · VA Mortgage THE SECRETARY OF VETERANS AFFAIRS
Apr 12, 2016	Deed of Trust, Mortgage · VA Mortgage OVM FINANCIAL INC
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit CHARTWAY FCU
Oct 21, 2021	Deed of Trust, Mortgage · VA Mortgage THE SECRETARY OF VETERANS AFFAIRS
Dec 13, 2007	Warranty Deed, Transfer · VA Mortgage ADVANCE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2015 · Amount on File
Deed Sale	Jul 2, 2015 · Amount on File
Prior Sale	Sep 20, 2012 · Amount on File
Deed Book / Page	9530 / 1685
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	622 WINDWARD DR, CHESAPEAKE, VA 23320-3196
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010610/185
Date	Oct 17, 2022
Book Page	10610/185
Instrument	220031689

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	622 WINDWARD DR, CHESAPEAKE, VA 23320-3196
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010467/550
Date	Oct 21, 2021
Book Page	10467/550
Instrument	210047802

Lender

Name	THE SECRETARY OF VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	295 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	622 WINDWARD DR, CHESAPEAKE, VA 23320-3196
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009631/641
Date	Apr 12, 2016
Book Page	9631/641
Instrument	160009039

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	622 WINDWARD DR, CHESAPEAKE, VA 23320-3196
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10885/1608
Date	Aug 19, 2025
Book Page	10885/1608
Instrument	250018874

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	622 WINDWARD DR, CHESAPEAKE, VA 23320-3196
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10467/550
Date	Oct 21, 2021
Book Page	10467/550
Instrument	210047802

Lender

Name	THE SECRETARY OF VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	295 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 13, 2007
Property Address	622 WINDWARD DR, CHESAPEAKE, VA 23320-3196
Document Number	007307/632
Book / Page	7307 / 632
Instrument Date	Oct 29, 2007
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007307636
Date	Dec 13, 2007
Instrument	7307/636

Lender

Name	ADVANCE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,000 Land $165,000 Building $274,000	$439,000 Land $165,000 Building $274,000
2024	$4,053.00
2023		$381,600 Land $130,000 Building $251,600	$381,600 Land $130,000 Building $251,600
2019	$2,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 622 Windward Dr; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 622 Windward Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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