622 Watson St, Memphis, TN 38111 Property Records

Shelby County property record for 622 Watson St, Memphis, TN 38111

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,396 sqft · built 1927
Lot Size0.191 acres (8,300 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Jul 2017)
Tax Bill$1,492 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-6059-0-0020

Property Details

APN / Parcel Number

Primary APN04-6059-0-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,396 sqft Living Area
Gross Area2,466 sqft
1st Floor Area1,198 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,300 sqft (0.191 acres)
Lot Dimensions167 ft deep x 50 ft wide
Garage TypeCarport
Garage Area132 sqft
CarportCarport
Carport Area132 sqft
Parking Spaces4 Parking Spaces
PorchEnclosed Frame Porch
Porch Area196 sqft
Deck Area549 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address622 WATSON ST
CityMEMPHIS
StateTN
Zip38111-7527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNORMAL SCHOOL PLACE SUBDV ES WATSON ST
Legal SubdivisionMELTONS WATSON ST RESUB
Legal Lot Number1
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group2
Census Block2003
Census Tract7400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Normal Station Historic District
listed 2005 · 1,228 contributing resources · NRIS 05000866

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shelby County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address622 WATSON ST, MEMPHIS, TN 38111-7527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
TEXANA BANK
Jul 19, 2017Warranty Deed, Transfer
PAOLO & LINDA LAUDADIO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleMay 26, 2005 · Amount on Record
Deed Document Number201773238
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Recording DateSep 14, 2026
Property Address622 WATSON ST, MEMPHIS, TN 38111-7527
Document Number0000079711
Instrument DateSep 11, 2026
Instrument202679711
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanySOUTHERN COMPANY TITLE COMPANY, SOUTHERN TRUST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address4134 KRITER LN, MEMPHIS, TN 38117-3616

Mortgage

Document Number0000079711,
DateSep 14, 2026
Instrument202679711
Lender
NameTEXANA BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJul 19, 2017
Property Address622 WATSON ST, MEMPHIS, TN 38111-7527
Document Number0000073238
Instrument DateJul 18, 2017
Instrument73238
Transaction TypeTransfer
Record UpdatedAug 2, 2017
Title CompanyCOVENTRY ESCROW AND TITLE COMPANY LLC, COVENTRY ESCROW & TITLE CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 WATSON ST MEMPHIS TN 381117527, MEMPHIS, TN 38111-7527

Mortgage

Document Number73239
DateJul 19, 2017
Instrument73239
Lender
NamePAOLO & LINDA LAUDADIO
Address831 COUNTY RD 308 WALNUT, WALNUT, MS 38683
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,492.00 (-38.4%)$55,500 (+39.53%) Land $7,300 Building $48,200$222,000 (+39.53%) Land $29,200 Building $192,800
2023$39,775 Land $5,850 Building $33,925
2022$2,422.00
2021$159,100 Land $23,400 Building $135,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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