622 Walnut St, Saint Charles, IL 60174 Property Records

Kane County property record for 622 Walnut St, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,338 sqft · built 1900
Lot Size	0.23 acres (10,032 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Oct 2017)
Tax Bill	$4,347 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-33-227-005`

Property Details

APN / Parcel Number

Primary APN	`09-33-227-005`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,338 sqft Living Area
Basement Area	669 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1969
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,032 sqft (0.23 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	622 WALNUT ST
City	SAINT CHARLES
State	IL
Zip	60174-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 171-CONVAPARTMENTS
Legal Subdivision	MILLINGTONS ADD
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1018
Census Tract	852203

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	619 W MAIN ST, SAINT CHARLES, IL 60174-1740
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Special Warranty Deed, Transfer · Commercial Mortgage FIRST MIDWEST BANK
Mar 31, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017 · Amount on Record
Deed Sale	Oct 12, 2017 · Amount on Record
Prior Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	201753575
Record Updated	Oct 29, 2026

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 12, 2017
Property Address	622 WALNUT ST, ST CHARLES, IL 60174-2731
Document Number	0000053575
Instrument Date	Sep 27, 2017
Instrument	2017K053575
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W MAIN ST, SAINT CHARLES, IL 60174-3155

Mortgage

Document Number	0000053576
Date	Oct 12, 2017
Instrument	2017K053576

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 5, 2022

Interest

Rate	4.82%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Mar 31, 2017
Property Address	622 WALNUT ST, ST CHARLES, IL 60174-2731
Document Number	0000016332
Instrument Date	Mar 17, 2017
Instrument	16332
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$847.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 N 2ND ST #300 ST CHARLES IL 601741870, 300, ST CHARLES, IL 60174-1870

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,347.00 (-10.48%)	$61,994 (-10.99%) Land $28,292 Building $33,702	$186,056 (-10.99%) Land $84,910 Building $101,146
2024		$69,645 (+15.79%) Land $26,068 Building $43,577	$209,019 (+15.84%) Land $78,235 Building $130,783
2022	$4,856.00 (+12.75%)	$60,148 (+13.89%) Land $22,504 Building $37,644	$180,444 (+13.89%) Land $67,512 Building $112,932
2021	$4,307.00	$52,813 Land $26,374 Building $26,439	$158,439 Land $79,122 Building $79,317

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Frontier.

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