622 Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 622 Walnut St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,265 sqft · built 1950
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Jun 2008)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:007 L:370 S:004`

Property Details

APN / Parcel Number

Primary APN	`B:007 L:370 S:004`
Alternative APN	`LYNN M:007 B:370 L:004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,265 sqft Living Area
Gross Area	2,772 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,440 sqft (0.171 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	622 WALNUT ST
City	LYNN
State	MA
Zip	01905-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	370
Legal Lot Number	4
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3005
Census Tract	205600

Owner

622 Walnut St is owned and occupied by an individual who bought it in June 2008.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	622 WALNUT ST, LYNN, MA 01905-1038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 30, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2008 · Amount on File
Deed Sale	Jun 23, 2008 · Amount on File
Prior Sale	Aug 15, 1994 · Amount on File
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	622 WALNUT ST, LYNN, MA 01905-1038
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041533-599
Date	Apr 25, 2023
Book Page	41533/599
Instrument	20230425000030

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	622 WALNUT ST, LYNN, MA 01905-1038
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040936-113
Date	May 16, 2022
Book Page	40936/113
Instrument	20220516003560

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	622 WALNUT ST, LYNN, MA 01905-1038
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40330-449
Date	Sep 30, 2021
Book Page	40330/449
Instrument	20210930000690

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 622 Walnut St was $6,134, up 3.9% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,134.00 (+3.86%)	$592,100 (+5.56%) Land $203,600 Building $388,500	$566,200
2024	$5,906.00 (+5.31%)	$560,900 (+11.51%) Land $202,300 Building $358,600
2023	$5,608.00	$503,000 Land $186,700 Building $316,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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