622 Wala Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 622 Wala Dr, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,630 sqft · built 2004
Lot Size0.208 acres (9,065 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Mar 2019)
Tax Bill$6,071 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Nov 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN146-360-29-00

Property Details

APN / Parcel Number

Primary APN146-360-29-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,630 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area9,065 sqft (0.208 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address622 WALA DR
CityOCEANSIDE
StateCA
Zip92058-0613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 190 TR 014540
Legal SubdivisionWANIS VIEW ESTATES
Legal Tract014540
Legal Block3
Legal Lot Number190
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3003
Census Tract18601

Owner

Source: San Diego County records · APN 146-360-29-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address622 WALA DR, OCEANSIDE, CA 92058-0613
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 15, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jan 31, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERIFIRST FINANCIAL INC
Apr 13, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERIFIRST FINANCIAL INC
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 10, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Mar 21, 2019Grant Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
RENOVATION REALTY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 21, 2019 · Amount on Record
Deed SaleMar 21, 2019 · Amount on Record
Prior SaleNov 17, 2008 · Amount on Record
Deed Document Number2019101789
Prior Transfer DateSep 20, 2004
Prior Transfer Doc0000937734
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 WALA DR, OCEANSIDE, CA 92058-0613
Transaction TypeMortgage
Record UpdatedMay 17, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 WALA DR, OCEANSIDE, CA 92058-0613

Mortgage

Document Number0000200689
DateMay 10, 2022
Instrument2022-0200689
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 09, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 WALA DR, OCEANSIDE, CA 92058-0613
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 WALA DR, OCEANSIDE, CA 92058-0613

Mortgage

Document Number0000789220
DateNov 15, 2021
Instrument2021-0789220
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 WALA DR, OCEANSIDE, CA 92058-0613
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051022
DateJan 31, 2017
Instrument2017-0051022
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
AddressMESA, AZ 85203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2022
Change FrequencyAnnually
Index1-Year CMT
Margin2
Max Rate5%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 WALA DR, OCEANSIDE, CA 92058-0613
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000167515
DateApr 13, 2017
Instrument2017-0167515
Lender
NameAMERIFIRST FINANCIAL INC
TypeFunding / Finance Company
AddressMESA, AZ 85203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 01, 2047
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateMay 01, 2022
Change FrequencyMonthly
Min Rate At Change1%
Index1-Month LIBOR
Margin2
Max Rate5%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 WALA DR, OCEANSIDE, CA 92058-0613
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 WALA DR, OCEANSIDE, CA 92058-0613

Mortgage

Document Number0000553792
DateSep 21, 2020
Instrument2020-0553792
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 WALA DR, OCEANSIDE, CA 92058-0613
Document Number0000585813
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address622 WALA DR OCEANSIDE CA 920580613, OCEANSIDE, CA 92058-0613

Mortgage

Document Number0000585813
DateDec 16, 2019
Instrument585813
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 21, 2019
Property Address622 WALA DR, OCEANSIDE, CA 92058-0613
Document Number0000101789
Map ReferenceMAP 14540
Instrument DateFeb 27, 2019
Instrument2019-0101789
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE SD

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address622 WALA DR, OCEANSIDE, CA 92058-0613
InvestorPossibly a Property Investor

Mortgage

Document Number0000101790
DateMar 21, 2019
Instrument2019-0101790
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address622 WALA DR, OCEANSIDE, CA 92058-0613
Document Number0000342805
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedSep 03, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address622 WALA DR OCEANSIDE CA 920580613, OCEANSIDE, CA 92058-0613

Mortgage

Document Number0000342805
DateAug 21, 2018
Instrument342805
Lender
NameRENOVATION REALTY INC
Address4830 VIEWRIDGE AVE # D, SAN DIEGO, CA 92123-1694
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$728,203 (+2%) Land $307,461 Building $420,742
2025$6,071.00 (+3.71%) Veteran's exemption$713,926 (+4.04%) Land $301,433 Building $412,493
2023$5,854.00 (+0.22%)$686,205 Land $289,729 Building $396,476
2022$5,841.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Based on FCC filings for 494 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Wala Dr

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