622 W Phifer St, Monroe, NC 28110 Property Records

Union County property record for 622 W Phifer St, Monroe, NC 28110

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,044 sqft · built 1950
Lot Size	0.268 acres (11,674 sqft)
Owner	Company Name on Record
Last Sale	$182,000 (Mar 2021)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-270-012`

Property Details

APN / Parcel Number

Primary APN	`09-270-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,044 sqft Total Area
1st Floor Area	2,044 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	622 W PHIFER ST
City	MONROE
State	NC
Zip	28110-2414
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10 MONRO
Legal Description	8454-462
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3026
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16220 N SCOTTSDALE RD, 450, SCOTTSDALE, AZ 85254-1825
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Special Warranty Deed, Transfer MAINSTAY NATIONAL TITLE LLC
Apr 14, 2022	Special Warranty Deed, Transfer · Commercial Mortgage CITIBANK NA
Mar 18, 2021	Warranty Deed, Transfer
Apr 15, 2020	Correction Deed ATTORNEY ONLY
Apr 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	202112715
Deed Book / Page	8030 / 680
Prior Transfer Date	Sep 27, 2013
Prior Transfer Doc	6114155
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 10, 2026
Property Address	622 W PHIFER ST, MONROE, NC 28110-2414
Document Number	0000009588
Book / Page	9346 / 679
Instrument Date	Apr 9, 2026
Instrument	20269588
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MAINSTAY NATIONAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Investor	Possibly a Property Investor

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 14, 2022
Property Address	622 W PHIFER ST, MONROE, NC 28110-2414
Document Number	0008454462
Book / Page	8454 / 462
Instrument Date	Apr 14, 2022
Instrument	14042
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	591 W PUTNAM AVE, 591, GREENWICH, CT 06830-6005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 W PUTNAM AVE, GREENWICH, CT 06830-6005
Mail Care Of	STARWOOD CAPITAL GROUP
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014043
Date	Apr 14, 2022
Instrument	14043

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 18, 2021
Property Address	622 W PHIFER ST, MONROE, NC 28110-2414
Document Number	0008030680
Book / Page	8030 / 680
Instrument Date	Mar 18, 2021
Instrument	12715
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 HAWTHORNE LN NW, WASHINGTON, DC 20016-3437
Investor	Possibly a Property Investor

April 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Apr 15, 2020
Property Address	622 W PHIFER ST, MONROE, NC 28110-2414
Document Number	7637283
Book / Page	007637 / 000283
Instrument Date	Apr 6, 2020
Instrument	12521
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2385 INDIAN TRAIL NC 280792385, INDIAN TRAIL, NC 28079-2385

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 1, 2020
Property Address	622 W PHIFER ST, MONROE, NC 28110-2414
Document Number	7625619
Book / Page	007625 / 000619
Instrument Date	Mar 31, 2020
Instrument	10892
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2385 INDIAN TRAIL NC 280792385, INDIAN TRAIL, NC 28079-2385

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 13, 2018
Property Address	622 W PHIFER ST, MONROE, NC 28110-2414
Document Number	7174443
Book / Page	007174 / 000443
Instrument Date	Jun 12, 2018
Instrument	16031
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$164.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3003 AINSDALE DR MATTHEWS NC 281046876, MATTHEWS, NC 28104-6876

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,600 (-) Land $31,600 Building $269,000	$300,600 (-) Land $31,600 Building $269,000
2025	$2,627.00 (+60.48%)	$300,600 (+100.13%) Land $31,600 Building $269,000	$300,600 (+109.04%) Land $31,600 Building $269,000
2024	$1,637.00 (+4.4%)	$150,200 (+4.45%) Land $17,500 Building $132,700
2023	$1,568.00	$143,800 Land $17,500 Building $126,300	$143,800 (-4.26%) Land $17,500 Building $126,300
2021			$150,200 Land $17,500 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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