622 W 7th St, Bonham, TX 75418 Property Records

Fannin County property record for 622 W 7th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,143 sqft · built 1915
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$4,156 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9755-037-0040-05`

Property Details

APN / Parcel Number

Primary APN	`9755-037-0040-05`
Alternative APN	`94029`

Interior

Full Baths	2 Baths
Building Area	3,143 sqft Living Area
1st Floor Area	2,198 sqft
2nd Floor Area	945 sqft
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	147 ft deep x 74 ft wide
Garage Area	264 sqft
Porch	Porch
Porch Area	557 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9755-037-0040-05
Old Parcel Number	94029
Street Address	622 W 7TH ST
City	BONHAM
State	TX
Zip	75418-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS ADDN, BLOCK PT OF 37
Legal Subdivision	WILLIAMS ADD
Legal Block	PT OF
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	4
Census Block	4037
Census Tract	950401

Owner

622 W 7th St is owned and occupied by an individual who acquired it in August 2019.

Source: Fannin County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	622 W 7TH ST, BONHAM, TX 75418-3404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Aug 5, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Aug 5, 2019	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 8, 2018	Vendor's Lien, Transfer · FHA Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019
Deed Sale	Aug 5, 2019
Prior Sale	Mar 8, 2018
Deed Document Number	2019-4660
Deed Book / Page	2155 / 0495
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	622 W 7TH ST, BONHAM, TX 75418-3404
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 W 7TH ST, BONHAM, TX 75418-3404

Mortgage

Document Number	2021007739
Date	Oct 21, 2021
Instrument	2021007739

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	622 W 7TH ST, BONHAM, TX 75418-3404
Transaction Type	Mortgage
Record Updated	Sep 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2155/0518
Date	Aug 5, 2019
Book Page	2155/0518
Instrument	2019-4662

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Aug 5, 2019
Property Address	622 W 7TH ST, BONHAM, TX 75418-3404
Document Number	2155/0495
Book / Page	2155 / 0495
Map Reference	VOL A PG 1
Instrument Date	Aug 2, 2019
Instrument	2019-4660
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3149 S FM 271, 3149, BONHAM, TX 75418-9270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 W 7TH ST, BONHAM, TX 75418-3404

Mortgage

Document Number	20194661
Date	Aug 5, 2019
Instrument	2019-4661

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Mar 8, 2018
Property Address	622 W 7TH ST, BONHAM, TX 75418-3404
Document Number	2024/0447
Book / Page	2024 / 0447
Map Reference	VOL A PG 1
Instrument Date	Mar 5, 2018
Instrument	2018-1294
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 W 7TH ST, BONHAM, TX 75418-3403

Mortgage

Document Number	20181296
Date	Mar 8, 2018
Instrument	2018-1296

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$263,200 Land $39,750 Building $223,450	$263,200 Land $39,750 Building $223,450
2024	$4,156.00
2023		$271,940 Land $26,680 Building $245,260	$271,940 Land $26,680 Building $245,260
2018	$4,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 W 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Verizon.

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