Christian County property record for 622 Tower Pl, Kincaid, IL 62540
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,040 sqft · built 1923 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Jun 1986) |
| Tax Bill | $77 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12-10-401-015-00 |
| Primary APN | 15-12-10-401-015-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Porch | Slab |
| Porch Area | 248 sqft |
| Street Address | 622 TOWER PL |
|---|---|
| City | KINCAID |
| State | IL |
| Zip | 62540-4595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | KINCAID LTS 25 & 26 BLK 39 152315.000 86-15611 80X125 12-10-G |
| Legal Subdivision | KINCAID ORIG TOWN |
| Legal Block | 39 |
| Legal Lot Number | 25,26 |
| Jurisdiction | CHRISTIAN IL |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 958200 |
Source: Christian County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 622 TOWER PL, KINCAID, IL 62540-4595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage HEARTLAND BANK & TRUST CO |
| Oct 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1986 · Amount on Record |
| Deed Sale | Jun 1, 1986 · Amount on Record |
| Last Transfer Date | Oct 11, 2023 |
| Transfer Doc | 0000003162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 622 TOWER PL, KINCAID, IL 62540-4595 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | ADVANCED TITLE |
| Name | Verified Name |
|---|
| Document Number | 2026R00746 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026R00746 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 622 TOWER PL, KINCAID, IL 62540-4595 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R03163 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023R03163 |
| Name | CNB BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Index | Other |
Source: Christian County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Christian County |
| County Subdivision | South Fork Township |
| Municipality | Kincaid Village |
| Unified School District | South Fork School District 14 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 | $15,358 Land $3,323 Building $12,035 | $46,074 Land $9,969 Building $36,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINCAID serves 1,561 people · EPA ID IL0210250 |
|---|---|
| Water Source | Purchased surface water from TAYLORVILLE |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Computer Techniques Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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