622 Tivoli Rd, Frederick, MD 21703 Property Records

Frederick County property record for 622 Tivoli Rd, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,814 sqft · built 2004
Lot Size	0.057 acres (2,480 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Sep 2021)
Tax Bill	$5,721 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-249626`

Property Details

APN / Parcel Number

Primary APN	`02-249626`
Alternative APN	`249626`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	626 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,480 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	249626
Street Address	622 TIVOLI RD
City	FREDERICK
State	MD
Zip	21703-4528
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 146 PLAT 5 2,480 SQ. FT. BALLENGER CREEK CNTR PND
Legal Subdivision	BALLENGER CREEK
Legal Lot Number	146
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2003
Census Tract	751003

Owner

Source: Frederick County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23826 PINEHURST HOLLOW PL, ALDIE, VA 20105-6066
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Book / Page	15327 / 98
Prior Transfer Date	Jan 19, 2011
Prior Transfer Doc	0088620365
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 27, 2021
Property Address	622 TIVOLI RD, FREDERICK, MD 21703-4528
Document Number	0153270098
Book / Page	15327 / 98
Map Reference	MB 76 PL 22
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FLYNN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 TIVOLI RD, FREDERICK, MD 21703-4528

Mortgage

Document Number	15327102
Date	Sep 27, 2021
Instrument	15327/102

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,233 (+7.01%)	$373,500 (+21.03%) Land $120,000 Building $253,500
2025	$5,721.00 (+7.52%)	$308,600 (+17.58%) Land $90,000 Building $218,600	$308,600 (-) Land $90,000 Building $218,600
2024	$5,321.00 (+10.72%)
2023	$4,806.00	$262,467	$308,600 Land $90,000 Building $218,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20