622 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 622 Shore Dr, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,240 sqft · built 1969
Lot Size0.064 acres (2,800 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jul 2009)
Tax Bill$1,533 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Jun 2023 Transfer
Flood ZoneZone X (minimal risk)
APN01-120905

Property Details

APN / Parcel Number

Primary APN01-120905
Alternative APNs
  • 1120905
  • 120905

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Total Area
Utility Area70 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleTownhouse
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area2,800 sqft (0.064 acres)
Lot Dimensions140 ft deep x 20 ft wide
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number120905
Street Address622 SHORE DR
CityJOPPA
StateMD
Zip21085-4531
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLT 52 20X140 622 SHORE DRIVE RUMSEY ISL PT 20 P 21/36
Legal SubdivisionJOPPATOWNE
Legal Block26
Legal Lot Number52
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4006
Census Tract301401

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address622 SHORE DR, JOPPA, MD 21085-4531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST FINANCIAL FCU OF MARYLAND
Jun 22, 2023Intrafamily Transfer, Transfer
UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 8, 2009 · Amount on Record
Deed SaleJul 8, 2009 · Amount on Record
Deed Document Number20092032
Deed Book / Page8211 / 632
Last Transfer DateJun 10, 2023
Transfer Doc1594000232
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address622 SHORE DR, JOPPA, MD 21085-4531
Transaction TypeMortgage
Record UpdatedAug 2, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0159770203
DateJul 24, 2023
Book Page15977/203
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2038

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateJun 22, 2023
Property Address622 SHORE DR, JOPPA, MD 21085-4531
Document Number0159470232
Book / Page15947 / 232
Map ReferenceMB GRG 21 FO 36
Instrument DateJun 10, 2023
Transaction TypeTransfer
Record UpdatedJul 6, 2023
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address622 SHORE DR, JOPPA, MD 21085-4531

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,033 (+5.49%)$165,200 (-) Land $46,000 Building $119,200
2025$1,533.00 (+6.61%) Homeowner's exemption$148,867 (+9.19%)$165,200 (+17.41%) Land $46,000 Building $119,200
2023$136,333 (+3.31%)$140,700 (-) Land $46,000 Building $94,700
2022$1,438.00 (-1.1%) Homeowner's exemption$131,967$140,700 Land $46,000 Building $94,700
2021$1,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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