622 Rock Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 622 Rock Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 2,564 sqft · built 2001
Lot Size	0.647 acres (28,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,300 (Feb 2022)
Tax Bill	$3,130 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R0740259`

Property Details

APN / Parcel Number

Primary APN	`R0740259`
Alternative APNs	`07-4078-27-3-07-20-0000` `0000002124`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,564 sqft Living Area
1st Floor Area	2,564 sqft
Basement Area	728 sqft
Finished Basement	728 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,183 sqft (0.647 acres)
Terrain	Wooded
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000002124
Street Address	622 ROCK DR
City	KALISPELL
State	MT
Zip	59901-6664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMELOT EST AMD L18-20 AMD, S27, T29 N, R21 W, L18 L19 & 20 AMD
Legal Range	21W
Legal Township	29N
Legal Section	27
Legal Subdivision	CAMELOT EST AMD L18
Legal Lot Number	18
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3019
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	622 ROCK DR, KALISPELL, MT 59901-6664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit CLEARWATER FCU
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLEARWATER FCU
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	20225234
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 28, 2022
Property Address	622 ROCK DR, KALISPELL, MT 59901-6664
Document Number	202200005234
Instrument Date	Feb 25, 2022
Instrument	202200005234
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 ROCK DR, KALISPELL, MT 59901-6664

Mortgage

Document Number	202200005235
Date	Feb 28, 2022
Instrument	202200005235

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	622 ROCK DR, KALISPELL, MT 59901-6664
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	FLATHEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100027420
Date	Aug 4, 2021
Instrument	202100027420

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	622 ROCK DR, KALISPELL, MT 59901-6664
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011539
Date	Apr 2, 2021
Instrument	202100011539

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 18, 2019
Property Address	622 ROCK DR, KALISPELL, MT 59901-6664
Document Number	201900007150
Instrument Date	Apr 17, 2019
Instrument	201900007150
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	622 ROCK DR, KALISPELL, MT 59901-6664

Mortgage

Document Number	201900007151
Date	Apr 18, 2019
Instrument	201900007151

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,130.00 (-37.6%)	$732,400 (+18.45%)
2025			$732,400 (+18.45%) Land $161,445 Building $570,955
2023	$5,016.00	$618,300	$618,300 Land $82,723 Building $535,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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