622 Ridgewood Dr, Coshocton, OH 43812 Property Records

Coshocton County property record for 622 Ridgewood Dr, Coshocton, OH 43812

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,320 sqft · built 1999
Lot Size0.363 acres (15,791 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Apr 2009)
Tax Bill$4,326 (2025)
Deeds & MortgagesJun 2013 Mortgage
Mar 2005 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN004693-4

Property Details

APN / Parcel Number

Primary APN004693-4
Alternative APN
  • 0430000618116

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,320 sqft Living Area
Gross Area2,296 sqft
1st Floor Area1,292 sqft
Upper Floors Area1,028 sqft
Basement Area1,268 sqft
Unfinished Basement240 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area15,791 sqft (0.363 acres)
Lot Dimensions191 ft deep x 89 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number004693-4
Street Address622 RIDGEWOOD DR
CityCOSHOCTON
StateOH
Zip43812-2746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5056 15791.77 SQ FT (.3625A) FOURTH SUTCO HEIGHTS SUB-DIVISION 09 DOC 1351
Legal SubdivisionFOURTH SUTCO HEIGHTS
Legal Lot Number5056
JurisdictionCOSHOCTON OH
Township / Civil DivisionCOSHOCTON
Census Block Group1
Census Block1019
Census Tract961700

Owner

622 Ridgewood Dr is owned and occupied by two individuals who acquired it in February 2020.

Source: Coshocton County records, as of April 17, 2026

Owner of Record2 Individual Names on File
Mailing Address622 RIDGEWOOD DR, COSHOCTON, OH 43812-2746
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2013Deed of Trust, Mortgage · FHA Mortgage
JPMORGAN CHASE BANK NA
Mar 3, 2005Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Feb 28, 2020Intrafamily Transfer, Transfer
Apr 9, 2009Warranty Deed, Transfer · FHA Mortgage
JP MORGAN CHASE BANK N A

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2009 · Amount on File
Deed SaleApr 9, 2009 · Amount on File
Prior SaleJul 16, 1998 · Amount on File
Deed Document Number20091351
Deed Book / Page490 / 827
Last Transfer DateFeb 21, 2020
Transfer Doc000777/715
Record UpdatedJun 8, 2026

June 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Property Address622 RIDGEWOOD DR, COSHOCTON, OH 43812-2746
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201300002812
DateJun 27, 2013
Instrument201300002812
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2028

March 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Property Address622 RIDGEWOOD DR, COSHOCTON, OH 43812-2746
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000370/854
DateMar 3, 2005
Book Page370/854
Instrument200500000977
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSAN FRANCISCO, CA 94104
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueFeb 1, 2020

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOSHOCTON OH
Recording DateFeb 28, 2020
Property Address622 RIDGEWOOD DR, COSHOCTON, OH 43812-2746
Document Number000777/715
Book / Page777 / 715
Map ReferenceVOL 4 PG 85
Instrument DateFeb 21, 2020
Instrument202000000919
Transaction TypeTransfer
Record UpdatedMay 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address622 RIDGEWOOD DR, COSHOCTON, OH 43812-2746

April 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOSHOCTON OH
Recording DateApr 9, 2009
Property Address622 RIDGEWOOD DR, COSHOCTON, OH 43812-2746
Document Number000490/827
Book / Page490 / 827
Map ReferenceMB4 PG85
Instrument DateApr 9, 2009
Instrument200900001351
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 RIDGEWOOD DR, COSHOCTON, OH 43812-2746

Mortgage

Document Number000490/828
DateApr 9, 2009
Book Page490/828
Instrument200900001352
Lender
NameJP MORGAN CHASE BANK N A
AddressCOLUMBUS, OH 43240
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 622 Ridgewood Dr was $4,326, up 8.6% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCoshocton County
MunicipalityCoshocton City
Unified School DistrictCoshocton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,326.00 (+8.64%)$94,260 (-) Land $14,820 Building $79,440$269,310 (-) Land $42,340 Building $226,970
2024$3,982.00 (+21.7%)$94,260 (+36.26%) Land $14,820 Building $79,440$269,310 Land $42,340 Building $226,970
2023$3,272.00 (-2.79%)$69,175 (-) Land $11,400 Building $57,775
2022$3,366.00$69,175 Land $11,400 Building $57,775
2021$197,640 Land $32,570 Building $165,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 622 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 Ridgewood Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSHOCTON PWS
private · serves 14,319 people · EPA ID OH1600012
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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