622 Prospect St, Fort Morgan, CO 80701 Property Records

Morgan County property record for 622 Prospect St, Fort Morgan, CO 80701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,477 sqft · built 1926
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2024)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1229-061-38-005`

Property Details

APN / Parcel Number

Primary APN	`1229-061-38-005`
Alternative APN	`R007156`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,477 sqft Total Area
1st Floor Area	948 sqft
Basement Area	840 sqft
Finished Basement	756 sqft
Unfinished Basement	84 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Patio Area	183 sqft
Balcony Area	183 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	622 PROSPECT ST
City	FORT MORGAN
State	CO
Zip	80701-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD L C BAKERS ADD FM BLOCK 28 LOT 06 THRU- LOT 08 W140FT OF S20FT LT 6 W140FT LT 7 & W140FT OF N5FT LT 8
Legal Subdivision	L C BAKERS ADD
Legal Block	28
Legal Lot Number	8
Jurisdiction	MORGAN CO
Township / Civil Division	FORT MORGAN
Census Block Group	2
Census Block	2053
Census Tract	400

Owner

622 Prospect St is owned and occupied by an individual who bought it in June 2024.

Source: Morgan County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	622 PROSPECT ST, FORT MORGAN, CO 80701-3035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Jun 14, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Mar 6, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	2024951562
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	622 PROSPECT ST, FORT MORGAN, CO 80701-3035
Document Number	0000929229
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 PROSPECT ST FORT MORGAN CO 807013035, FORT MORGAN, CO 80701-3035

Mortgage

Document Number	0000929229
Date	Dec 2, 2020
Instrument	929229

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	622 PROSPECT ST, FORT MORGAN, CO 80701-3035
Document Number	0000919151
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	622 PROSPET ST FORT MORGAN CO 80701, FORT MORGAN, CO 80701

Mortgage

Document Number	0000919151
Date	Jun 24, 2019
Instrument	919151

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Mar 6, 2018
Property Address	622 PROSPECT ST, FORT MORGAN, CO 80701-3035
Document Number	0000910632
Instrument Date	Mar 5, 2018
Instrument	910632
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	EQUITY TITLE/COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 W 6TH AVE FORT MORGAN CO 807012505, FORT MORGAN, CO 80701-2505

Mortgage

Document Number	910633
Date	Mar 6, 2018
Instrument	910633

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 622 Prospect St was $1,718, up 34.1% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Fort Morgan City
Unified School District	Fort Morgan School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,718.00 (+34.11%)	$20,390 (+27.44%) Land $2,500 Building $17,890	$326,350 (+36.61%) Land $40,050 Building $286,300
2024	$1,281.00 (-1.31%)	$16,000 (-18.74%) Land $2,180 Building $13,820	$238,900 (-18.71%) Land $32,560 Building $206,340
2023	$1,298.00 (+4.42%)	$19,690 (+29.8%) Land $2,680 Building $17,010	$293,900 (+34.68%) Land $40,050 Building $253,850
2022	$1,243.00	$15,170 Land $2,630 Building $12,540	$218,220 Land $37,800 Building $180,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 622 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 622 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT MORGAN serves 12,000 people · EPA ID CO0144005
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Viaero Wireless.

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