622 Pine Park Rd, Cairo, GA 39828 Property Records

Grady County property record for 622 Pine Park Rd, Cairo, GA 39828

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,042 sqft · built 1983
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$192,989 (Jun 2020)
Tax Bill$3,902 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00540-071-000

Property Details

APN / Parcel Number

Primary APN00540-071-000
Alternative APNs
  • 00540071
  • 4116

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,042 sqft Heated Area
1st Floor Area1,790 sqft
2nd Floor Area1,252 sqft
FlooringTile
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeMixed
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area666 sqft
PorchSlab
Porch Area426 sqft
Patio Area287 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number4116
Street Address622 PINE PARK RD
CityCAIRO
StateGA
Zip39828-5907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPICTURE 6-24-09
JurisdictionGRADY GA
Township / Civil DivisionCAIRO
Census Block Group4
Census Block4037
Census Tract950502

Owner

Source: Grady County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 673, CAIRO, GA 39828-0673
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · USDA Mortgage
UNITED NATIONAL BANK
Jul 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED NATIONAL BANK
Jun 30, 2020Warranty Deed, Transfer
UNITED NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Prior SaleAug 13, 1982
Deed Document Number2020461
Deed Book / Page869 / 270
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Recording DateMay 7, 2026
Property Address622 PINE PARK RD, CAIRO, GA 39828-5907
Document Number0977000478
Book / Page977 / 478
Instrument DateMay 7, 2026
Transaction TypeMortgage
Record UpdatedJul 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 PINE PARK RD, CAIRO, GA 39828-5907

Mortgage

Document Number0977000478,
DateMay 7, 2026
Book Page977/478
Lender
NameUNITED NATIONAL BANK
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term36 Months
DueMay 1, 2029
Interest
Rate6.37%
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRADY GA
Property Address622 PINE PARK RD, CAIRO, GA 39828-5907
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 PINE PARK RD, CAIRO, GA 39828-5907

Mortgage

Document Number0000000869/0000000272
DateJul 1, 2020
Book Page0000000869/0000000272
Lender
NameUNITED NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 1, 2025

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateJun 30, 2020
Property Address622 PINE PARK RD, CAIRO, GA 39828-5907
Document Number000869/270
Book / Page869 / 270
Instrument DateJun 30, 2020
Instrument2020-000461
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 673, CAIRO, GA 39828-0673

Mortgage

Document Number0000000869/0000000272
DateJul 1, 2020
Book Page0000000869/0000000272
Lender
NameUNITED NATIONAL BANK
Agreement
AmountAmount Recorded
Term60 Months
DueJan 1, 2025

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,902.00 (-20.55%) Homeowner's exemption$198,331 (+22.68%) Land $13,840 Building $184,491$495,828 (+22.68%) Land $34,600 Building $461,228
2024$4,911.00 (+12,823.68%) Homeowner's exemption$161,659 (+94.91%) Land $13,840 Building $147,819$404,148 (+94.91%) Land $34,600 Building $369,548
2023$38.00 (-98.47%) Homeowner's exemption$82,942 (-) Land $10,440 Building $72,502$207,356 (-) Land $26,100 Building $181,256
2022$2,491.00 Homeowner's exemption$82,942 Land $10,440 Building $72,502$207,356 Land $26,100 Building $181,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 45% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Windstream
Fiber · DSL
2,000 / 2,000

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