622 Perimeter Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 622 Perimeter Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jan 2025)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-30-03-043.00`

Property Details

APN / Parcel Number

Primary APN	`016-30-03-043.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,466 sqft Finished Area
Gross Area	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	622 PERIMETER DR
City	ERLANGER
State	KY
Zip	41018-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD HILLS SEC 13 LOT 194
Legal Subdivision	FAIRWOOD HILLS
Legal Phase	13
Legal Lot Number	194
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3022
Census Tract	64500

Owner

622 Perimeter Dr is owned and occupied by two individuals who bought it in January 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	622 PERIMETER DR, ERLANGER, KY 41018-2269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit MIAMI SAVINGS BANK
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MIAMI SAVINGS BANK
Jan 24, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on File
Deed Sale	Jan 27, 2025 · Amount on File
Prior Sale	Mar 9, 2021 · Amount on File
Deed Document Number	202577
Deed Book / Page	325 / 942
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	0005900096
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	622 PERIMETER DR, ERLANGER, KY 41018-2269
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900004
Date	Dec 20, 2022
Book Page	429/380
Instrument	22122005900004

Lender

Name	MIAMI SAVINGS BANK
Type	Bank
Address	MIAMITOWN, OH 45041

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 9, 2021
Property Address	622 PERIMETER DR, ERLANGER, KY 41018-2269
Document Number	0005900202
Book / Page	76 / 528
Map Reference	PL 910
Instrument Date	Mar 3, 2021
Instrument	21030905900202
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 PERIMETER DR, ERLANGER, KY 41018-2269

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	622 PERIMETER DR, ERLANGER, KY 41018-2269
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900203
Date	Mar 9, 2021
Instrument	21030905900203

Lender

Name	MIAMI SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2024
Change Frequency	3 Years
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	3-Year CMT
Max Rate	8.75%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 24, 2018
Property Address	622 PERIMETER DR, ERLANGER, KY 41018-2269
Document Number	0000000164
Book / Page	0C6340 / 000181
Instrument Date	Jan 23, 2018
Instrument	164
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	622 PERIMETER DR ERLANGER KY 410182269, ERLANGER, KY 41018-2269

Mortgage

Document Number	165
Date	Jan 24, 2018
Book Page	0C6340/000185
Instrument	165

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Mortgage

Document Number	166,
Date	Jan 24, 2018
Book Page	0C6340/000200
Instrument	166

Lender

Name	KENTUCKY HSNG
Address	FRANKLIN COUNTY, KY 40601

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 23, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 622 Perimeter Dr was $2,466.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (+33.69%) Land $25,000 Building $225,000	$250,000 (+33.69%) Land $25,000 Building $225,000
2025	$2,466.00	$187,000 Land $25,000 Building $162,000	$187,000 Land $25,000 Building $162,000
2023	$2,429.00	$187,000 Land $25,000 Building $162,000	$187,000 Land $25,000 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 Perimeter Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 Perimeter Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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