622 N State St, Geneseo, IL 61254 Property Records

Henry County property record for 622 N State St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,352 sqft · built 1939
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Mar 2019)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-16-328-008`

Property Details

APN / Parcel Number

Primary APN	`08-16-328-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Attic	Attic
Attic Area	199 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	148 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	360 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	622 N STATE ST
City	GENESEO
State	IL
Zip	61254-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF S58.5 LT 5 OF 3 OF 1 FORDS SUB SW SEC 16 T17N R3E LANDS INCORP
Legal Range	03E
Legal Township	17N
Legal Section	16
Legal Subdivision	LANDS INCORP
Legal Block	328
Legal Lot Number	5
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	1
Census Block	1012
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	622 N STATE ST, GENESEO, IL 61254-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI BLACKHAWK BK & TR
Mar 19, 2019	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK & TRUST
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	201920-1901212
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	622 N STATE ST, GENESEO, IL 61254-1031
Document Number	0000002307
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 N STATE ST GENESEO IL 612541031, GENESEO, IL 61254-1031

Mortgage

Document Number	0000002307
Date	Apr 28, 2020
Instrument	2307

Lender

Name	BLACKHAWK BK & TR
Type	Bank
Address	MILAN, IL 61264-1103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Mar 19, 2019
Property Address	622 N STATE ST, GENESEO, IL 61254-1031
Document Number	0000001212
Instrument Date	Mar 14, 2019
Instrument	20-1901212
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 N STATE ST, GENESEO, IL 61254-1031

Mortgage

Document Number	0000001213
Date	Mar 19, 2019
Instrument	20-1901213

Lender

Name	BLACKHAWK BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 24, 2018
Property Address	622 N STATE ST, GENESEO, IL 61254-1031
Document Number	0000002219
Instrument Date	Apr 13, 2018
Instrument	20-1802219
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	GOMEZ TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 N STATE ST, GENESEO, IL 61254-1031

Mortgage

Document Number	0000002220
Date	Apr 24, 2018
Instrument	20-1802220

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+30.96%)	$50,876 (+25.82%) Land $5,672 Building $45,204	$152,628 (+25.82%) Land $17,016 Building $135,612
2022		$40,435 Land $4,508 Building $35,927	$121,305 Land $13,524 Building $107,781
2021	$2,729.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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