622 N Main St, Ada, OH 45810 Property Records

Hardin County property record for 622 N Main St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,184 sqft · built 1989
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$82,600 (Oct 1997)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-150031.0000`

Property Details

APN / Parcel Number

Primary APN	`25-150031.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,430 sqft
Upper Floors Area	754 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	622 N MAIN ST
City	ADA
State	OH
Zip	45810-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AHLEFELDS 1ST 6
Legal Subdivision	AHLEFELDS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2016
Census Tract	402

Owner

622 N Main St is owned and occupied by an individual who bought it in October 1997.

Source: Hardin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	622 N MAIN ST, ADA, OH 45810-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 15, 2022	Transfer on Death Deed, Transfer
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 1997 · Amount on File
Deed Sale	Oct 14, 1997 · Amount on File
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	622 N MAIN ST, ADA, OH 45810-1028
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 N MAIN ST, ADA, OH 45810-1028
Investor	Possibly a Property Investor

Mortgage

Document Number	000577/798
Date	Mar 13, 2026
Book Page	577/798
Instrument	2026000760

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 15, 2022
Property Address	622 N MAIN ST, ADA, OH 45810-1028
Document Number	00566/4660
Book / Page	566 / 4660
Instrument Date	Dec 9, 2022
Instrument	2022004119
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	622 N MAIN ST, ADA, OH 45810-1028
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ASK SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00565/2967
Date	Jul 27, 2022
Book Page	565/2967
Instrument	2022002519

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 622 N Main St was $1,698 with a homeowner's exemption, up 1.3% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,698.00 (+1.31%)	$43,230 (-) Land $2,490 Building $40,740
2024	$1,676.00 (+0.48%) Homeowner's exemption	$43,230 (-) Land $2,490 Building $40,740
2023	$1,668.00 (+14.64%) Homeowner's exemption	$43,230 (+32.16%) Land $2,490 Building $40,740	$123,510 Land $7,110 Building $116,400
2022	$1,455.00 Homeowner's exemption	$32,710 Land $2,410 Building $30,300
2020			$93,460 Land $6,890 Building $86,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 622 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

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